The E*TRADE Bank Business Account Application you requested begins on the
.... nor is such a number required for the Company to open any bank accounts.
E*TRADE BANK BUSINESS ACCOUNT APPLICATION
COMPLETE YOUR E*TRADE APPLICATION IN THREE EASY STEPS The E*TRADE Bank Business Account Application you requested begins on the following page. To complete your application, simply: 1. SCROLL DOWN AND FILL OUT EACH FIELD BY TYPING IN THE APPROPRIATE INFORMATION. If you’d like to complete the application by hand, skip this step and move on to Step 2. 2. ONCE YOU HAVE PROVIDED THE REQUESTED INFORMATION REVIEW YOUR APPLICATION TO ENSURE IT IS COMPLETE AND PRINT IT BY CLICKING THE BUTTON ON THE TOP TOOLBAR. 3. SIGN AND DATE YOUR APPLICATION, AND MAIL IT TO THE APPROPRIATE ADDRESS: By regular mail: By overnight mail: E*TRADE Bank E*TRADE Bank c/o E*TRADE Financial Corporation c/o E*TRADE Financial Corporation P.O. Box 484 Harborside Financial Center Jersey City, NJ 07303-0484 501 Plaza 2 34 Exchange Place Jersey City, NJ 07311 By Fax:
General Fax Number: 1-866-650-0003 From Outside the US: +1-678-624-6950
■ If your initial deposit will be by check, please be sure to enclose it with your application.
The check should be payable to E*TRADE Bank
• Visit www.etrade.com/aboutdeposits for more information regarding check deposits Note: Please include a Fax Cover Sheet when submitting documents by facsimile. *Notarized documents, Stock Certificates, and other forms for which the original document is needed cannot be submitted by facsimile. 1
Required Documentation for Business Accounts Submit the following required documentation with your completed application. TYPE OF BUSINESS ENTITY
BUSINESS ACCOUNT ELIGIBILITY All Bank Products except for IRA
SOLE PROPRIETORSHIP/DBA
REQUIRED DOCUMENTATION If using a Tax ID number, two of the following documents: Business License, Fictitious Name Registration, or Certificate of Registration of trade name If using a Tax ID Number, Letter from the IRS is required
E*TRADE Checking
1. Articles of Organization 2. LLC Agreement 3. Letter from the IRS assigning the TIN
E*TRADE Checking
1. Letter on letterhead that indicates the Association or Club’s intent to open the account signed by at least one Board Officer 2. Letter from the IRS assigning the TIN
E*TRADE Checking
1. One of the following documents: partnership papers or Fictitious Name Registration 2. Letter from the IRS assigning the TIN
E*TRADE Checking
1. Corporate Resolution 2. One of the following documents: Certificate of Incorporation, most recent tax return, annual report filed with the State Corporation Commission 3. Letter from the IRS assigning the TIN
All Bank Products except for IRA. Must provide verification of Non-Profit Status
1. One of the following documents: 501 (c)(3) IRS letter or IRS form 990-N 2. One of the following documents: Articles of Organization, Articles of Incorporation 3. If nonprofit non-incorporated organization, Charter, Constitution or other organizing documents
Limited Liability Company
Association or Club
Partnership
Corporation
Non-Profit Organization
Continued on next page 2
BANK BUSINESS ACCOUNT APPLICATION 0416-BBAA-P62506
E*TRADE BANK BUSINESS ACCOUNT APPLICATION
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT Federal law requires identity verification for all new accounts. When you apply for an account, we will ask you for information that will allow us to identify you. We may also ask to see your driver’s license or other government-issued identifying documents. 1. ACCOUNT REGISTRATION Choose only one. Please call us at 1-800-ETRADE-1 for additional information. Refer to page 2 for the required documentation for each Account Registration Corporation
Partnership
Sole Proprietorship/DBA
Association/Club
Non-profit Organization
Limited Liability Company
2. BUSINESS PROFILE ENTITY INFORMATION Name of Entity
Business Phone
Street Address (cannot be a P.O. box)
City, State, ZIP
Mailing Address (if different from above; P.O. boxes may be used)
City, State, ZIP
E-mail Address (required for account updates)
Tax ID Number / Social Security Number of Sole Proprietor
If Single -member LLC (SMLLC) and using the sole members SSN, please review and acknowledge below: By checking this box, I confirm that the company designated in this section is a single member limited liability company that has no employees or excise tax obligations. The Company uses as its taxpayer identification number my social security number since I am the sole member of the Company. In addition, I hereby confirm that state law does not require that the Company have a federal employer identification number nor is such a number required for the Company to open any bank accounts. Please utilize my social security number as the taxpayer identification number for the Company. Industry in which the business operates
Business Type
If you selected "Other Industry" above, please specify Industry and Business Type
Continued on next page 3
BANK BUSINESS ACCOUNT APPLICATION 0416-BBAA-P62506
3. AUTHORIZED PERSON(S) Please attach a separate sheet for additional authorized person(s). AUTHORIZED PERSON
Mr.
Mrs.
Ms.
Dr.
Name (first, middle initial, last)
Social Security Number
AUTHORIZED PERSON
Mr.
Mrs.
Date of Birth (mm/dd/yyyy)
Social Security Number
Home Street Address (cannot be a P.O. box)
Home City, State, ZIP
Home City, State, ZIP
Mailing Address (if different from above; P.O. boxes may be used)
Mailing Address (if different from above; P.O. boxes may be used)
City, State, ZIP
City, State, ZIP
E-mail Address (required for account updates)
E-mail Address (required for account updates)
Home Phone
Country Code
Mobile Phone
Country Code
Business Phone
Country Code
Home Phone
Country Code
Mobile Phone
Country Code
Driver’s License, State-Issued ID, or Military ID Number
Driver’s License, State-Issued ID, or Military ID Number
State of Issuance (if applicable)
State of Issuance (if applicable)
Expiration Date
Business Phone
Expiration Date
AUTHORIZED PERSON EMPLOYMENT INFORMATION
AUTHORIZED PERSON EMPLOYMENT INFORMATION
Employment Status
Employment Status
Employed
Self-employed*
Employer Name
Retired
Student
Occupation
Not Employed
Employed
Self-employed*
Retired
Employer Name
Student
Line of Business* (this box must be filled-in for self-employed persons)
Employer Street Address
Employer Street Address
Employer Country
PREVIOUS ADDRESS: AUTHORIZED PERSON
Not Employed
Occupation
Line of Business* (this box must be filled-in for self-employed persons)
Employer City, State, ZIP/Postal Code
Dr.
Date of Birth (mm/dd/yyyy)
Home Street Address (cannot be a P.O. box)
Country Code
Ms.
Name (first, middle initial, last)
Employer City, State, ZIP/Postal Code
Employer Country
PREVIOUS ADDRESS: AUTHORIZED PERSON
If an Authorized Person has moved in the past 6 months, please provide their previous address. Name (first, middle initial, last)
Name (first, middle initial, last)
Home Street Address (cannot be a P.O. box)
Home Street Address (cannot be a P.O. box)
City, State, ZIP
City, State, ZIP
Continued on next page 4
BANK BUSINESS ACCOUNT APPLICATION 0416-BBAA-P62506
3. AUTHORIZED PERSON(S) (CONTINUED) Additional Authorized Persons AUTHORIZED PERSON
Mr.
Mrs.
Ms.
Dr.
Name (first, middle initial, last)
Social Security Number
AUTHORIZED PERSON
Mr.
Mrs.
Date of Birth (mm/dd/yyyy)
Social Security Number
Home Street Address (cannot be a P.O. box)
Home City, State, ZIP
Home City, State, ZIP
Mailing Address (if different from above; P.O. boxes may be used)
Mailing Address (if different from above; P.O. boxes may be used)
City, State, ZIP
City, State, ZIP
E-mail Address (required for account updates)
E-mail Address (required for account updates)
Home Phone
Country Code
Mobile Phone
Country Code
Business Phone
Country Code
Home Phone
Country Code
Mobile Phone
Country Code
Driver’s License, State-Issued ID, or Military ID Number
Driver’s License, State-Issued ID, or Military ID Number
State of Issuance (if applicable)
State of Issuance (if applicable)
Expiration Date
Business Phone
Expiration Date
AUTHORIZED PERSON EMPLOYMENT INFORMATION
AUTHORIZED PERSON EMPLOYMENT INFORMATION
Employment Status
Employment Status
Employed
Self-employed*
Employer Name
Retired
Student
Occupation
Not Employed
Employed
Self-employed*
Retired
Employer Name
Student
Line of Business* (this box must be filled-in for self-employed persons)
Employer Street Address
Employer Street Address
Employer Country
PREVIOUS ADDRESS: AUTHORIZED PERSON
Not Employed
Occupation
Line of Business* (this box must be filled-in for self-employed persons)
Employer City, State, ZIP/Postal Code
Dr.
Date of Birth (mm/dd/yyyy)
Home Street Address (cannot be a P.O. box)
Country Code
Ms.
Name (first, middle initial, last)
Employer City, State, ZIP/Postal Code
Employer Country
PREVIOUS ADDRESS: AUTHORIZED PERSON
If an Authorized Person has moved in the past 6 months, please provide their previous address. Name (first, middle initial, last)
Name (first, middle initial, last)
Home Street Address (cannot be a P.O. box)
Home Street Address (cannot be a P.O. box)
City, State, ZIP
City, State, ZIP
Continued on next page 5
BANK BUSINESS ACCOUNT APPLICATION 0416-BBAA-P62506
4. BENEFICIAL OWNERSHIP INFORMATION (PLEASE PRINT) A beneficial owner is someone who has a level of control over, or entitlement to the funds, or assets in an account that enables the individual directly or indirectly to control, manage or direct the account. Is there one or more beneficial owners who controls, manages or directs 10% or more of the account?
No
Yes
If YES, please provide the information requested below for each of the beneficial owners with 10% or more ownership.
CURRENT BENEFICIAL OWNER 1 Mr.
Mrs.
Ms.
Dr.
CURRENT BENEFICIAL OWNER 2
Name (first, middle initial, last)
Entity/Company Name
Mr.
Mrs.
Ms.
Dr.
Name (first, middle initial, last)
Entity/Company Name
Date of Birth (mm/dd/yyyy)
Country of Citizenship
Date of Birth (mm/dd/yyyy)
Country of Citizenship
U.S. Federal ID
U.S. Federal ID Type (SSN or TIN)
U.S. Federal ID
U.S. Federal ID Type (SSN or TIN)
Percentage of Ownership
Percentage of Ownership
Street Address
Street Address
City
State (U.S.A only)
Foreign Province/Region Name or Code
U.S. Postal/Zip Code
Foreign Postal Code
City
State (U.S.A only)
Foreign Province/Region Name or Code
Country
U.S. Postal/Zip Code
Foreign Postal Code
Country
IF THE BENEFICIAL OWNER IS NOT A U.S. RESIDENT, PLEASE PROVIDE THE FOLLOWING INFORMATION. Passport ID / Government ID
Country of Issuance Government ID or Passport
Passport ID / Government ID
Country of Issuance Government ID or Passport
Passport ID / Government ID Expiration Date
Country of Legal Residence
Passport ID / Government ID Expiration Date
Country of Legal Residence
CURRENT BENEFICIAL OWNER 3 Mr.
Mrs.
Ms.
Dr.
CURRENT BENEFICIAL OWNER 4
Name (first, middle initial, last)
Entity/Company Name
Mr.
Mrs.
Ms.
Dr.
Name (first, middle initial, last)
Entity/Company Name
Date of Birth (mm/dd/yyyy)
Country of Citizenship
Date of Birth (mm/dd/yyyy)
Country of Citizenship
U.S. Federal ID
U.S. Federal ID Type (SSN or TIN)
U.S. Federal ID
U.S. Federal ID Type (SSN or TIN)
Percentage of Ownership
Percentage of Ownership
Street Address
Street Address
City
State (U.S.A only)
Foreign Province/Region Name or Code
Country
Foreign Postal Code
U.S. Postal/Zip Code
City
State (U.S.A only)
Foreign Province/Region Name or Code
U.S. Postal/Zip Code
Foreign Postal Code
Country
Continued on next page 6
BANK BUSINESS ACCOUNT APPLICATION 0416-BBAA-P62506
4. BENEFICIAL OWNERSHIP INFORMATION (Continued) CURRENT BENEFICIAL OWNER 3
CURRENT BENEFICIAL OWNER 4
IF THE BENEFICIAL OWNER IS NOT A U.S. RESIDENT, PLEASE PROVIDE THE FOLLOWING INFORMATION. Passport ID / Government ID
Country of Issuance Government ID or Passport
Passport ID / Government ID
Country of Issuance Government ID or Passport
Passport ID / Government ID Expiration Date
Country of Legal Residence
Passport ID / Government ID Expiration Date
Country of Legal Residence
Notice: Pursuant to U.S. regulations issued under Section 311 of the USA PATRIOT Act, codified at 31 USC 5318A, E*TRADE Financial Inc. (“E*TRADE”) is reminding you that we are prohibited from establishing, maintaining, administering or managing a correspondent account for, or on behalf of any Specified Bank which is subject to a Final Ruling which has not been rescinded (collectively, the “Specified Banks”). These Special Measures are imposed by Financial Crimes Enforcement Network (FinCEN), Treasury. Please reference the following link: http://www.fincen.gov/statutes_regs/patriot/section311.html for a current listing of these banks. E*TRADE is also reminding you that you may not provide the Specified Banks with access to the correspondent account that you hold at our financial institution. If we become aware that any of the Specified Banks is indirectly using the correspondent account you hold at E*TRADE, we will be required to take appropriate steps to prevent such access, including terminating your account. 5. ACCOUNT TYPE You may check one or more account types below. Call 1-800-ETRADE-1 or visit www.etrade.com/banking/rates-fees for account descriptions and current rates.
* Refer to page 2 for Account Type Eligibility Max Rate Checking Total deposit amount: $ Account $100 initial deposit, interest bearing, $5,000 average monthly balance required thereafter
E*TRADE Checking Total deposit amount: $ Account $100 initial deposit; non-interest-bearing account; no average monthly balance required
6. INITIAL DEPOSIT If you are opening multiple accounts, you may make a single deposit for the total amount, and we will allocate the funds per your instructions in Section 5. Transfer from another financial institution Name of the Institution: ABA Routing #: Account #: Account Type: Checking Savings Amount: $
From an Existing E*TRADE Account E*TRADE Bank Account Number:
Amount: $ E*TRADE Securities Account Number:
By Wire
By Check
Wire funds to us using the receiving bank information below: E*TRADE Bank P.O. Box 484 Jersey City, NJ 07303 – 0484 ABA Routing #: 256072691 FBO:
Your check should be payable to E*TRADE Bank. You can write one check for the total deposits for all new accounts you are opening. Please mail your check to: E*TRADE Bank
c/o E*TRADE Financial Corporation
P.O. Box 484 Jersey City, NJ 07303-0484
Amount: $
Where will the assets to fund this account primarily come from? (select one) Company Income / Profit
Inheritance / Gift
Company's Working Capital
Private Capital
Investment Income Other (please specify)
Continued on next page 7
BANK BUSINESS ACCOUNT APPLICATION 0416-BBAA-P62506
7. SIGN AND DATE APPLICATION My signature acknowledges my review and acceptance of the terms and conditions set forth in the E*TRADE Bank Account Agreement and the Rate and Fee Schedule governing these accounts. I understand that my monthly account statements and tax documents will be delivered via E*TRADE’s secure Web site unless declined below, and that I will receive notification through my Alerts inbox on www. etrade.com whenever a new document is available to view. I further understand that I may change my delivery preferences at any time. No. I would prefer to receive these documents by U.S. mail. By signing below, I hereby certify that I am duly authorized to make the above statements and agreements on behalf of the entity referenced in this application. By signing below, I authorize E*TRADE Bank to obtain my personal credit report or other consumer report, and to update it as needed, to establish or maintain our approval status. If you are exempt from backup withholding, enter in the Exemptions box, any code(s) that may apply to you. Please see page 3 section, 'Exempt Payee Code'.
Exemptions (see instructions): Exempt payee code (if any): If you are exempt from backup withholding, enter in the Exemption Box, any code(s) that may apply to you. See 'Exempt Payee Code' on page 3 of the instructions.
Under penalties of perjury, I certify that: 1. The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued to me), and 2. I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding, and 3. I am a U.S. citizen or other U.S. person (defined below), and 4. The FATCA code(s) entered on this form (if any) indicating that I am exempt from FATCA reporting is correct. Certification instructions. You must cross out item 2 above if you have been notified by the IRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return. For real estate transactions, item 2 does not apply. For mortgage interest paid, acquisition or abandonment of secured property, cancellation of debt, contributions to an individual retirement arrangement (IRA), and generally, payments other than interest and dividends, you are not required to sign the certification, but you must provide your correct TIN. Certification Instructions I am not a U.S. individual or entity and have attached Form(s) W-8 to this application to claim foreign status or treaty benefits. The Internal Revenue Service does not require your consent to any provision of this document other than the certifications required to avoid backup withholding.
Signature of Authorized Person
Date
Print Name
Signature of Authorized Person
Date
Print Name
Signature of Authorized Person
Date
Print Name
Signature of Authorized Person
Date
Print Name
PLEASE READ THE IMPORTANT DISCLOSURES BELOW. The E*TRADE Financial family of companies provides financial services including trading, investing and related banking products and services to retail investors. Banking products and services are offered by E*TRADE Bank, a Federal savings bank, Member FDIC, or its subsidiaries. Each depositor is insured to at least $250,000 by the FDIC. © 2014 E*TRADE Financial Corporation. All rights reserved
Continued on next page 8
BANK BUSINESS ACCOUNT APPLICATION 0416-BBAA-P62506
CORPORATE BANKING RESOLUTION SECRETARY’S CERTIFICATE: I, [SECRETARY’S NAME], Secretary of [INSERT CORPORATION NAME] (“Company”), a corporation, duly organized and existing under the laws of the [STATE OF INCORPORATION], do hereby certify that the following is a true and correct copy of certain resolutions duly adopted by the Board of Directors of said Company at a meeting thereof duly called and held on the day of , 20 , at which a quorum was present; that said resolutions have been duly entered on the Minute Book of this Company; that the same are in conformity with the articles of incorporation, charter and/or bylaws of said Company and have not been modified or rescinded: RESOLVED, that E*TRADE Bank (“Bank”) be and the same is designated as a depository of this Company; RESOLVED, that any prior resolutions remain in effect except as changed by those adopted herein. The Company ratifies all transactions purportedly done on its behalf with the Bank before delivery of this resolution to the Bank; RESOLVED, that the Company agrees to be bound by the Bank’s deposit and/or account agreement for each account covered by these resolutions; RESOLVED, that the Bank is authorized to honour, pay, and charge the Company’s account(s) for any items purporting to have been signed on behalf of the Company with a facsimile signature that resembles a specimen the Company has certified to the Bank, no matter by whom or by what means the actual or purported signature may have been made; RESOLVED, that the persons named below, whose manual or facsimile signatures are provided next to their respective names, are each authorized to open accounts, and to agree to related services, with the Bank on such terms and conditions as such person he may deem proper. The Bank has no duty to inquire into any power before executing it, even if the power benefits the signer individually; RESOLVED, that the persons named below, whose manual or facsimile signatures are provided next to their respective names, are each authorized to sign and authorize checks, drafts, withdrawal slips, and any other others for the payment of money, including without limitation, paper, electronic or any other means of orders, even if payable to the signer or used to discharge or reduce any obligation of the signer. The Bank has no duty to inquire into any power before executing it, even if the power benefits the signer individually. PRINTED NAME
TITLE
SIGNATURE
BE IT FURTHER RESOLVED that the foregoing resolutions are to continue in force until written notice of rescission or modification thereof has been received by said Bank. IN WITNESS WHEREOF, I have signed this have hereunto set our hands and the seal of this corporation this 20
Secretary
day of ,
Corporate Seal (if there is no corporate seal, certify that there is no seal)
E*TRADE Bank c/o E*TRADE Financial Corporation P.O. Box 484 Jersey City, NJ 07303 – 0484
BANK BUSINESS ACCOUNT APPLICATION 0416-BBAA-P62506
PRIVACY NOTICE
September 2016
FACTS
WHAT DOES E*TRADE DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include: n Social Security number and income n account balances and transaction history n assets and credit history When you are no longer our customer, we may continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons E*TRADE chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does E*TRADE share?
Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes — to offer our products and services to you
Yes
No
For joint marketing with other financial companies — for loan portfolio accounts in order to provide loan refinance options
Yes
No for non-California residents Yes for California residents
For joint marketing with other financial companies — for accounts other than loan portfolio accounts, such as brokerage and bank accounts
No
We do not share
For our affiliates’ everyday business purposes — information about your transactions and experiences
Yes
No
For our affiliates’ everyday business purposes — information about your creditworthiness
No
We do not share
For our affiliates to market to you
Yes
Yes
For non-affiliates to market to you
No
We do not share
To limit our sharing
• Call 1-800-ETRADE-1 - one of our representatives will assist you. Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Call 1-800-ETRADE-1
Page 2
Who we are Who is providing this notice?
E*TRADE Financial Corporation and its affiliates listed below.
What we do How does E*TRADE protect my personal information?
We use reasonable safeguards to protect your personal information, including placing account information on a secure part of our site and using firewalls and other technologies to protect our network.
How does E*TRADE collect my personal information?
We collect your personal information, for example, when you n open an account or tell us about your investment or retirement portfolio n direct us to buy or sell securities on your behalf n make deposits or withdrawals from your account We also collect your personal information from other companies such as credit bureaus and affiliates.
Why can’t I limit all sharing?
Federal law gives you the right to limit only n sharing for affiliates’ everyday business purposes — information about your creditworthiness n affiliates from using your information to market to you n sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account — unless you tell us otherwise.
Definitions Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies. n For purposes of this notice, our affiliates include companies with the E*TRADE name including E*TRADE Securities LLC, E*TRADE Capital Management, LLC, E*TRADE Insurance Services, Inc., E*TRADE Financial Corporate Services, Inc., E*TRADE Bank, and E*TRADE Savings Bank.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. n E*TRADE does not share your personal information with non-affiliates for their marketing purposes.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you. n E*TRADE may jointly market with other financial companies that offer financing and related products and services.
Other important information CALIFORNIA RESIDENTS: We do not share your personal information unless applicable law (1) permits us to do so without first obtaining your prior consent, or (2) we first provide you an opportunity to limit this sharing. California residents may limit the sharing of their personal information with other financial companies for joint marketing purposes. E*TRADE shares information about its loan portfolio customers with other financial companies in order to provide loan refinance options, but does not share the information of brokerage or bank customers in this manner. If you are a California resident and a loan portfolio customer who wishes to opt-out of such sharing, please call us at 1-800-ETRADE-1. NEVADA RESIDENTS: Nevada law requires us to disclose that you may elect to be placed on our internal do-not-call list by calling us at 1-800-ETRADE-1. For further information, contact the Nevada Attorney General’s office at 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; by phone at 702-486-3132; or by email at
[email protected]. © 2002-2016 E*TRADE Financial Corporation. All rights reserved.
0916-PRIVNOTC-B64990
