Injury, Collision, & Theft Losses

Injury, Collision, & Theft Losses By make and model, 2003-05 models September 2006

HIGHWAY LOSS DATA INSTITUTE

1005 North Glebe Road, Arlington, VA 22201 703/247-1600 Fax 703/247-1595

The Highway Loss Data Institute is a nonprofit public service organization. It is closely associated with and funded through the Insurance Institute for Highway Safety, which is wholly supported by auto insurers. HLDI gathers, processes, and publishes data on the ways losses vary among different kinds of vehicles.

www.iihs.org

Vehicles with high death rates often have high frequencies of insurance claims for occupant injuries. For example, small 2- and 4-door cars typically have high death rates and higher-than-average insurance injury claims experience. Some vehicles (e.g., sports cars) can have low injury claim frequencies but a high relative rate of severe or fatal injuries because of the manner in which they’re driven.

GUIDE TO THIS REPORT The table inside summarizes the recent insurance injury, collision, and theft losses of passenger cars, pickup trucks, and SUVs. Results are based on the loss experience of 2003-05 models from their first sales through May 2006. For vehicles that were newly introduced or redesigned during these years, the results shown in this publication are based only on the most recent model years for which the vehicle designs were unchanged — either 2004-05 or 2005 only. Results are grouped according to vehicle body style and then according to size. A total of 372 vehicles are listed. The results show that insurance losses for injuries, vehicle damage, and theft vary widely. Vehicle size is strongly related to injury and collision losses, but these losses also vary among vehicles similar in body style and size. All losses are stated in relative terms, with 100 representing the average injury, collision, or theft loss for all vehicles. For example, a result of 122 is 22 percent worse than average, and 96 is 4 percent better than average. The vehicles are listed within each group in ascending sequence of injury claim frequency results. For convenience, the results are color-coded to indicate better and worse than average. The results also are adjusted, or standardized, to reduce possible distortions from two nonvehicle factors — operator age (injury, collision, and theft results) and insurance deductible (collision and theft results only). The results in this publication are generally good predictors of the experience of current versions of the same vehicle models. But when automakers substantially redesign their passenger vehicles, the experience of an earlier model with the same name (but not same design) may not predict the experience of the newer design. Collisions that result in serious and fatal occupant injuries are relatively rare, so they have only a small influence on the insurance injury results reported in this publication. The results shown here are dominated by the relatively frequent low to moderate severity collisions and associated injuries.

DEFINITIONS Injury losses indicate the relative frequencies of injury claims per insured vehicle year filed under personal injury protection coverages in the 17 states that offer such coverages. Also called no-fault insurance, personal injury protection coverages pay for medical/hospital/other expenses incurred by occupants of insured vehicles, up to specified limits, regardless of fault in the crash. Collision losses indicate the relative average loss payments per insured vehicle year filed under collision coverages. Collision insurance provides reimbursement for the cost of repairing crash damage to insured vehicles, less a specified deductible amount for which the policyholder is responsible. Theft losses indicate the relative average loss payments for theft per insured vehicle year filed under comprehensive coverages. Relative average loss payments per insured vehicle year refer to the dollar total of collision or theft loss payments for claims for a group of vehicles divided by the group’s exposure (aggregate years the vehicles have been insured).

Loss results for 2003-05 models are stated in relative terms (100 represents the average result for all vehicles in each loss coverage category). Colors indicate results in relation to the average for all vehicles: substantially better than average better than average average

worse than average substantially worse than average insufficient data to compute reliable result

FOUR-DOOR CARS ALL VERY LARGE Mercury Grand Marquis Ford Crown Victoria ALL LARGE Buick LeSabre Buick LaCrosse Pontiac Bonneville Toyota Avalon Chrysler 300 Hemi Buick Century Pontiac Grand Prix Ford Five Hundred Chevrolet Impala Mercury Sable Hyundai XG350 Chrysler 300 Ford Taurus Kia Amanti ALL MIDSIZE Volkswagen Passat 4WD Audi A4 Quattro 4WD Volvo S40 Volkswagen Passat Subaru Legacy 4WD Acura TSX Volkswagen Jetta (see note) Audi A4 Saturn LS Toyota Camry Chevrolet Malibu Pontiac G6 Honda Accord Pontiac Grand Am Hyundai Sonata Mazda 6 Chrysler Sebring Nissan Maxima Nissan Altima Mazda 6 hatchback Dodge Stratus Suzuki Verona Kia Optima Mitsubishi Galant ALL SMALL Volkswagen Golf Subaru Impreza WRX 4WD Subaru Impreza 4WD Volkswagen Jetta (see note) Mazda 3 Saturn ION Ford Focus Honda Civic Chevrolet Cobalt Mitsubishi Lancer Evolution 4WD Toyota Corolla Hyundai Elantra Nissan Sentra SE-R Chevrolet Cavalier Dodge Neon Kia Spectra Nissan Sentra Mitsubishi Lancer Suzuki Forenza Dodge SRT-4 Suzuki Aerio ALL MINI Chevrolet Aveo Hyundai Accent Toyota Echo Kia Rio

Injury Collision Theft 69 81 100 69 115 81 80 71 58 91 83 87 55 62 11 61 31 63 65 75 45 79 83 102 84 85 70 22 89 97 167 92 78 65 79 97 84 99 86 39 103 101 54 103 92 238 106 82 50 108 85 122 105 84 63 107 45 82 135 132 87 87 106 48 96 122 97 53 115 95 98 104 146 64 107 28 82 110 91 60 108 113 58 115 123 87 59 123 99 129 111 133 129 104 46 132 70 134 135 110 192 191 138 136 146 82 113 149 120 159 116 162 103 171 115 79 189 111 98 159 124 62 109 21 94 99 416 251 140 106 118 111 60 153 48 133 134 24 103 150 119 45 150 115 46 115 54 158 158 428 548 159 56 116 113 161 36 172 188 181 121 64 193 133 66 198 126 66 200 99 142 207 161 106 77 209 146 210 284 272 235 152 183 119 40 107 169 36 174 129 36 29 189 118 195 116 49

substantially better than average better than average average worse than average substantially worse than average insufficient data to compute reliable result

4WD/2WD: four wheel drive/two wheel drive LWB/SWB: long wheel base/short wheel base

LUXURY CARS ALL VERY LARGE Mercedes S class 4dr LWB 4WD BMW 7 series 4dr LWB Audi A8 L Quattro 4dr 4WD Mercedes S class 4dr LWB Lincoln Town Car 4dr BMW 7 series 4dr ALL LARGE Audi Allroad Quattro wagon 4WD Buick Park Avenue 4dr Jaguar XJ series 4dr Lexus LS 430 4dr Volvo V70 station wagon Cadillac DeVille 4dr Mercedes E class 4dr 4WD Volvo V70 station wagon 4WD Acura 3.5 RL 4dr 4WD Jaguar S-type 4dr Cadillac STS 4dr 2WD/4WD Mercedes E class 4dr Volvo S80 4dr Lexus GS series 4dr Lincoln LS 4dr BMW 5 series 4dr Cadillac CTS 4dr ALL MIDSIZE Saab 9-5 4dr Saab 9-3 4dr Infiniti G35 4dr 4WD BMW 3 series conv BMW 3 series 4dr 4WD Saab 9-3 conv Acura TL series 4dr Lexus ES series 4dr Mercedes CLK class 2dr Mercedes CLK class conv Infiniti G35 2dr Infiniti G35 4dr Volvo S60 4dr Mercedes C class 4dr 4WD BMW 3 series 2dr Volvo S60 4dr 4WD BMW M3 2dr BMW 3 series 4dr Jaguar X-Type 4dr 4WD Mercedes C class 2dr Mercedes C class 4dr Lexus IS 300 4dr SPORTS CARS ALL LARGE Ford Thunderbird conv Pontiac GTO ALL MIDSIZE Porsche 911 Coupe Porsche 911 conv Mercedes SL class conv Chevrolet Corvette Lexus SC 430 conv Ford Mustang GT Nissan 350Z conv Mazda RX-8 Nissan 350Z Ford Mustang ALL SMALL Porsche Boxster conv BMW Z4 conv Chrysler Crossfire Honda S2000 conv Mitsubishi Eclipse conv ALL MINI Mazda Miata conv

Injury Collision Theft 63 131 175 53 163 59 178 431 60 166 192 65 227 66 93 33 68 153 72 123 88 106 45 49 64 8 51 212 52 122 94 58 27 94 92 61 55 62 127 62 90 22 66 124 137 117 73 74 116 76 131 77 76 51 105 79 108 243 79 102 165 149 84 154 98 144 74 87 128 79 58 106 23 69 106 11 131 72 72 79 97 75 98 31 77 102 77 105 87 100 44 80 80 160 103 81 130 86 165 178 88 123 91 88 46 120 112 90 25 91 163 111 91 123 95 291 99 120 53 104 154 45 48 108 130 114 128 75 123 214 156 Injury Collision Theft 68 145 77 41 73 47 114 231 90 156 153 35 198 36 187 46 156 209 138 60 62 115 132 75 136 76 167 168 119 98 203 99 196 115 116 43 87 136 143 176 44 69 108 51 72 123 99 518 229 131 134 128 81 110 63 68 88 64

Note: In 2005 Volkswagen introduced a new Jetta design, a 4dr midsize; the 2005 small Jetta 4dr and station wagon are the old designs

TWO-DOOR CARS ALL MIDSIZE Audi A4 Cabriolet conv Toyota Camry Solara conv Chrysler Sebring conv Chevrolet Monte Carlo Pontiac Grand Am Toyota Camry Solara Honda Accord Chrysler Sebring Dodge Stratus ALL SMALL Mini Cooper Volkswagen New Beetle conv Volkswagen New Beetle Volkswagen Golf Saturn ION Quad Coupe Ford Focus Honda Civic hatchback Acura RSX Toyota Celica Mitsubishi Eclipse Hyundai Tiburon Chevrolet Cobalt Chevrolet Cavalier Pontiac Sunfire Honda Civic coupe Scion tC ALL MINI Hyundai Accent Toyota Echo

Injury Collision Theft 117 119 102 59 129 48 95 84 95 81 66 102 109 156 114 114 111 116 111 56 112 146 140 148 133 162 154 111 144 141 76 96 24 74 75 79 42 88 28 89 117 156 90 119 32 126 130 49 132 183 236 143 150 224 146 153 179 91 164 149 141 167 194 102 167 133 169 132 66 171 139 49 172 148 86 172 229 63 157 121 26 123 27 156 163 113


4WD/2WD: four wheel drive/two wheel drive LWB/SWB: long wheel base/short wheel base Note: In 2005 Volkswagen introduced a new Jetta design, a 4dr midsize; the 2005 small Jetta 4dr and station wagon are the old designs

MINIVANS/STATION WAGONS Injury Collision Theft ALL VERY LARGE 84 70 44 58 85 Toyota Sienna 4WD 22 23 Honda Odyssey 73 62 Chrysler Town & Country LWB 76 69 61 Ford Freestar 76 63 35 Mercury Monterey 77 59 51 Chevrolet Astro 4WD 78 79 Toyota Sienna 76 31 Chevrolet Astro 88 67 84 74 Dodge Grand Caravan 89 69 50 Chevrolet Uplander 95 Nissan Quest 104 83 42 110 Chrysler Town & Country SWB 68 74 Kia Sedona 78 126 43 ALL LARGE 95 72 78 65 84 Mercury Sable Pontiac Montana LWB 77 63 13 6 Ford Taurus 73 82 Dodge Magnum Hemi 86 127 Chevrolet Venture LWB 91 70 31 22 Mazda MPV 94 62 106 Dodge Caravan 73 142 Dodge Magnum 139 140 299 ALL MIDSIZE 75 79 27 43 Volkswagen Passat 63 85 65 Volkswagen Passat 4WD 106 Chevrolet Malibu Maxx 98 102 34 ALL SMALL 118 108 47 77 81 23 Volkswagen Jetta (see note) Subaru Impreza WRX 4WD 147 80 Subaru Impreza 4WD 89 102 24 Pontiac Vibe 4WD 92 109 6 104 39 Pontiac Vibe 103 Mazda 3 107 132 42 119 Ford Focus 20 82 Toyota Matrix 4WD 125 112 Toyota Matrix 113 34 146 Suzuki Aerio SX 174 119 ALL MINI 167 116 29 25 Chevrolet Aveo 148 97 109 Kia Rio 173 Scion xA 178 134 30

SPECIALTY CARS ALL SMALL Toyota Prius 4dr Chrysler PT Cruiser conv Honda Civic Hybrid 4dr Chrysler PT Cruiser 4dr ALL MINI Scion xB 4dr

Injury Collision Theft 95 96 39 70 13 100 91 88 92 106 34 104 90 25 155 115 81 156 115 85

2WD SUVs ALL VERY LARGE Ford Excursion 4dr ALL LARGE Chevrolet Suburban 1500 4dr GMC Yukon 4dr Chevrolet Tahoe 4dr GMC Yukon XL 1500 4dr Toyota Sequoia 4dr Ford Expedition 4dr Chevrolet TrailBlazer EXT 4dr Nissan Pathfinder Armada 4dr GMC Envoy XL 4dr Dodge Durango 4dr ALL MIDSIZE Buick Rendezvous 4dr Chrysler Pacifica 4dr Ford Freestyle 4dr Mercury Mountaineer 4dr Toyota 4Runner 4dr Ford Explorer 4dr Nissan Pathfinder 4dr Toyota Highlander 4dr GMC Envoy 4dr Chevrolet TrailBlazer 4dr Jeep Grand Cherokee 4dr Nissan Murano 4dr Pontiac Aztek 4dr Chevrolet Equinox 4dr Chevrolet Blazer 2dr Jeep Liberty 4dr Kia Sorento 4dr Mitsubishi Endeavor 4dr Suzuki Grand Vitara XL-7 4dr ALL SMALL Ford Escape 4dr Saturn VUE 4dr Hyundai Tucson 4dr Mazda Tribute 4dr Honda Element 4dr Hyundai Santa Fe 4dr Honda CR-V 4dr Toyota RAV4 4dr Mitsubishi Outlander 4dr

Injury Collision Theft 64 75 187 64 75 75 79 198 152 56 72 79 56 316 292 64 84 69 161 74 76 70 80 78 174 82 86 93 85 89 85 161 81 93 77 108 76 327 98 83 94 66 67 32 80 88 79 79 60 66 41 80 85 76 78 98 85 68 87 69 63 88 62 94 110 106 101 123 97 98 68 99 81 83 107 85 66 73 107 103 114 115 156 117 87 127 55 75 79 114 144 145 107 111 83 47 44 87 75 74 98 26 100 65 105 70 112 86 44 114 78 32 116 43 87 108 96 139 156 109



4WD SUVs ALL VERY LARGE Hummer H2 4dr Ford Excursion 4dr ALL LARGE GMC Yukon XL 1500 4dr Volkswagen Touareg 4dr Chevrolet Suburban 2500 4dr GMC Yukon 4dr Chevrolet Suburban 1500 4dr Chevrolet Tahoe 4dr Ford Expedition 4dr GMC Envoy XL 4dr Toyota Sequoia 4dr GMC Envoy XUV 4dr Chevrolet TrailBlazer EXT 4dr Nissan Pathfinder Armada 4dr Dodge Durango 4dr ALL MIDSIZE Subaru Outback 4dr Ford Freestyle 4dr Buick Rendezvous 4dr Chevrolet Blazer 2dr Toyota Highlander 4dr Toyota 4Runner 4dr Chrysler Pacifica 4dr GMC Envoy 4dr Mercury Mountaineer 4dr Ford Explorer 4dr Honda Pilot 4dr Jeep Grand Cherokee 4dr Chevrolet TrailBlazer 4dr Chevrolet Equinox 4dr Nissan Murano 4dr Pontiac Aztek 4dr Jeep Liberty 4dr Nissan Pathfinder 4dr Kia Sorento 4dr Mitsubishi Montero 4dr Mitsubishi Endeavor 4dr Suzuki Grand Vitara XL-7 4dr ALL SMALL Mazda Tribute 4dr Jeep Wrangler 2dr Subaru Forester 4dr Mercury Mariner 4dr Ford Escape 4dr BMW X3 4dr Hyundai Santa Fe 4dr Saturn VUE 4dr Land Rover Freelander 4dr Honda CR-V 4dr Honda Element 4dr Toyota RAV4 4dr Mitsubishi Outlander 4dr Suzuki Grand Vitara 4dr

Injury Collision Theft 65 95 411 61 511 92 104 74 131 69 80 136 69 219 50 56 79 103 82 57 57 276 77 73 58 104 65 83 140 67 75 96 87 81 73 73 100 71 83 110 85 89 52 96 79 85 96 87 230 86 85 60 16 53 72 70 54 61 64 35 69 92 68 25 73 75 75 59 75 87 86 97 68 77 77 74 53 58 77 71 78 70 36 84 82 59 46 85 99 88 88 30 97 90 65 98 80 99 86 32 100 82 110 83 52 115 92 192 123 84 97 112 76 146 91 82 43 66 72 74 109 75 76 76 12 76 66 78 67 20 80 31 80 86 70 26 27 87 81 89 100 96 86 33 99 30 90 123 104 54 119 149 161 139

2WD LUXURY SUVs ALL LARGE Lincoln Navigator 4dr Cadillac Escalade 4dr ALL MIDSIZE Infiniti FX series 4dr Lexus RX 330 4dr Lincoln Aviator 4dr Volvo XC90 4dr

Injury Collision Theft 65 89 588 65 88 281 67 88 1335 69 84 65 62 93 67 82 64 96 73 71 71 50

4WD LUXURY SUVs ALL LARGE Toyota Land Cruiser 4dr Lexus LX 470 4dr Land Rover Range Rover 4dr Porsche Cayenne 4dr Cadillac Escalade ESV 4dr Lincoln Navigator 4dr Cadillac Escalade 4dr ALL MIDSIZE Volvo XC90 4dr Buick Rainier 4dr Lexus GX 470 4dr Lexus RX 330 4dr Lincoln Aviator 4dr Acura MDX 4dr BMW X5 4dr Infiniti FX series 4dr Mercedes M class 4dr

Injury Collision Theft 62 101 427 71 41 48 118 100 49 104 351 58 114 120 63 109 947 101 351 75 76 91 780 70 88 95 67 33 55 58 85 59 84 69 64 89 175 101 88 74 74 75 54 76 172 106 77 108 99 90 69 88

2WD PICKUP TRUCKS ALL VERY LARGE 2DR ALL VERY LARGE 2DR EXT Chevrolet Silverado 2500 ext ALL VERY LARGE 4DR Chevrolet Silverado 2500 crew Dodge Ram 2500 quad Dodge Ram 3500 quad ALL LARGE 2DR GMC Sierra 1500 Toyota Tundra Chevrolet Silverado 1500 Ford F-150 Dodge Ram 1500 ALL LARGE 2DR EXT Ford F-150 supercab GMC Sierra 1500 ext Chevrolet Silverado 1500 ext Nissan Titan king Toyota Tundra access ALL LARGE 4DR GMC Sierra 1500 crew Chevrolet Silverado 1500 crew Ford F-150 supercrew Toyota Tundra double Nissan Titan crew Dodge Ram 1500 quad ALL SMALL 2DR Chevrolet Colorado Ford Ranger Mazda B ALL SMALL 2DR EXT Mazda B plus Ford Ranger supercab Chevrolet Colorado ext ALL SMALL 4DR Chevrolet Colorado crew

Injury Collision Theft 52 85 124 46 86 125 37 82 114 50 83 228 73 138 47 52 147 91 59 97 245 72 94 174 88 148 45 67 72 67 95 161 68 70 94 273 80 99 72 91 161 72 131 59 60 93 182 197 72 93 121 80 112 89 106 130 74 87 342 53 72 75 53 161 62 68 158 162 79 99 101 81 231 84 91 511 92 94 54 85 102 93 100 39 113 97 88 94 84 80 90 87 94 64 97 95 74 91 89 118 87 92 86



4WD PICKUP TRUCKS ALL VERY LARGE 2DR Dodge Ram 2500 Chevrolet Silverado 2500 ALL VERY LARGE 2DR EXT GMC Sierra 2500 ext Chevrolet Silverado 2500 ext ALL VERY LARGE 4DR Ford F-250 supercrew Chevrolet Silverado 3500 crew Dodge Ram 3500 quad Chevrolet Silverado 2500 crew GMC Sierra 2500 crew Dodge Ram 2500 quad Ford F-350 supercrew ALL LARGE 2DR Ford F-150 GMC Sierra 1500 Chevrolet Silverado 1500 Dodge Ram 1500 ALL LARGE 2DR EXT GMC Sierra 1500 ext Ford F-150 supercab Chevrolet Silverado 1500 ext Toyota Tundra access Nissan Titan king ALL LARGE 4DR Chevrolet Silverado 1500 crew GMC Sierra 1500 crew Ford F-150 supercrew Dodge Ram 1500 quad Toyota Tundra double Nissan Titan crew ALL SMALL 2DR ALL SMALL 2DR EXT Chevrolet Colorado ext Ford Ranger supercab ALL SMALL 4DR Dodge Dakota quad Chevrolet Colorado crew

Injury Collision Theft 47 86 81 47 76 55 79 95 48 91 117 39 83 83 43 84 85 49 94 251 651 31 97 40 119 44 92 158 44 85 135 112 48 89 52 87 150 52 90 762 51 85 105 44 43 83 45 82 71 95 50 83 57 93 185 52 84 99 84 43 90 48 72 81 52 120 82 65 60 112 103 76 60 83 255 73 50 138 52 80 101 117 55 72 62 473 85 115 72 67 77 107 119 85 110 62 76 102 56 69 80 104 79 39 77 90 80 58 69 76 78 74

2WD SPECIALTY TRUCKS ALL LARGE Chevrolet Avalanche 1500 4dr ALL MIDSIZE Ford Explorer Sport Trac 4dr

Injury Collision Theft 75 93 393 75 93 393 94 91 95 99 93 80

4WD SPECIALTY TRUCKS ALL LARGE Chevrolet Avalanche 1500 4dr Cadillac Escalade EXT 4dr ALL MIDSIZE Ford Explorer Sport Trac 4dr ALL SMALL Subaru Baja 4dr

Injury Collision Theft 67 99 498 63 94 177 84 125 1728 77 91 56 77 91 56 78 90 24 79 89 23

MEMBER INSURERS 21st Century Insurance AAA Mid-Atlantic Insurance Group Affirmative Insurance AIG Agency Auto AIG Direct Alfa Insurance Alfa-Virginia Mutual Insurance Company Allstate Insurance Group American Family Mutual Insurance American National Property and Casualty Ameriprise Auto & Home Amerisure Insurance Amica Mutual Insurance Company Auto Club Group Auto Club South Insurance Company Bituminous Insurance Companies Bristol West Insurance California State Automobile Association Capital Insurance Group Chubb Group of Insurance Companies

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The Main Street America Group Mercury Insurance Group MetLife Auto & Home Michigan Insurance Company Middlesex Mutual Assurance Mutual of Enumclaw Insurance Company Nationwide Insurance N.C. Farm Bureau Mutual Insurance Company Nodak Mutual Insurance Norfolk & Dedham Group Occidental Fire & Casualty of North Carolina Oklahoma Farm Bureau Mutual Insurance Co. OneBeacon Insurance Oregon Mutual Insurance Palisades Insurance Parkway Insurance Company Pekin Insurance PEMCO Insurance The Progressive Corporation Response Insurance

Rockingham Group Safeco Insurance Samsung Fire & Marine Insurance Company S.C. Farm Bureau Mutual Insurance Company SECURA Insurance Shelter Insurance Sompo Japan Insurance Company of America State Auto Insurance Companies State Farm Insurance St. Paul Travelers Tennessee Farmers Mutual Insurance Company Tokio Marine Nichido USAA Virginia Farm Bureau Mutual Insurance West Bend Mutual Insurance Company Zurich North America FUNDING ASSOCIATIONS American Insurance Association National Ass’n of Mutual Insurance Companies Property Casualty Insurers Association of America