a member of the National Australia Bank group of companies, 105-153 Miller ... document is available upon request by pho
MONEY MANAGER NAME
Brian Parker
PERSONAL INVESTMENT PHILOSOPHY
Three key components: A belief in managing risk rather than chasing returns A bias towards value Comfortable being contrarian
YEARS OF EXPERIENCE
23 years
THE FUND NAME YEAR OF INCEPTION
PHILOSOPHY
AIMS FOR INVESTORS
DIFFERENTIATING FACTORS
MLC Inflation Plus - Conservative Portfolio October 2013
The MLC Inflation Plus – Conservative Portfolio is an actively managed portfolio that aims to provide returns above inflation over a particular timeframe, whatever the ups and downs of the market. Aims to deliver a return of 3.5% pa above inflation (before fees) over 3 year periods by limiting the risk of negative returns over this time frame.
The key aspects of the way the portfolio is managed are: Flexible asset allocation – the asset allocation is actively managed in accordance with MLC’s changing view of potential risks and opportunities in investment markets. Diversification – the Trust invests across a wide range of assets and strategies. These may include both mainstream (eg shares and government bonds) and alternative investments (eg hedge funds) that may not be widely used in other investment funds. To manage the assets and strategies, MLC carefully selects specialist investment managers from around the world. Strong focus on risk management – the Trust has the flexibility not to invest in an asset class if that would cause too much risk of a negative return over 3 years. This means the Trust may have no exposure to growth assets in some market conditions. MLC expects that by managing the portfolio in this way, movements in the portfolio’s value (both up and down) should be less significant
WHAT TYPE OF INVESTOR DOES THE FUND TYPICALLY SUIT?
you’re focused on achieving a return above inflation over a 3 year period, you understand the return achieved by the portfolio may be significantly higher or lower than its objective, you understand that the portfolio’s asset allocation will change significantly over time, and you want to manage investment risk by diversifying across asset classes and strategies.
Reading the Product Disclosure Statement WHAT SHOULD INVESTORS CONSIDER BEFORE INVESTING IN THIS FUND?
WHAT ARE THE FEES ASSOCIATED WITH THE FUND LINK TO PERFORMANCE HISTORY
MINIMUM INVESTMENT AMOUNT
Base fee 0.75% pa plus performance fees charged by specialist investment managers appointed by us and estimated to range from 0-0.02% pa (Refer to the PDS for more details) mlc.com.au The portfolio is available on a number of platforms - please refer to the platform PDS for minimum investment amounts: MLC MasterKey Fundamentals MLC MasterKey Business Super MLC MasterKey Personal Super MLC Wrap MLC Navigator Macquarie Wrap If accessing the portfolio direct via MLC Wholesale, the minimum investment amount is $50,000.
References to the MLC Inflation Plus - Conservative Portfolio in this factsheet relate to the MLC Wholesale Inflation Plus - Conservative Portfolio. This information has been provided by MLC Investments Limited (ABN 30 002 641 661) a member of the National Australia Bank group of companies, 105-153 Miller Street, North Sydney 2060. This communication contains general information and may constitute general advice. Any advice in this communication has been prepared without taking account of individual objectives, financial situation or needs. It should not be relied upon as a substitute for financial or other specialist advice. Before making any decisions on the basis of this communication, you should consider the appropriateness of its content having regard to your particular investment objectives, financial situation or individual needs. You should obtain a Product Disclosure Statement or other disclosure document relating to any financial product issued by MLC Investments Limited and consider it before making any decision about whether to acquire or continue to hold the product. A copy of the Product Disclosure Statement or other disclosure document is available upon request by phoning the MLC call centre on 132 652 or on our websites at mlc.com.au or mlcinvestmenttrust.com.au An investment in any product offered by a member company of the National Australia Bank group of companies does not represent a deposit with or a liability of the National Australia Bank Limited ABN 12 004 044 937 or other member company of the National Australia Bank group and is subject to investment risk including possible delays in repayment and loss of income and capital invested. None of the National Australia Bank Limited, MLC Investments Limited or other member company in the National Australia Bank group guarantees the capital value, payment of income or performance of any financial product referred to in this publication.
Past performance is not indicative of future performance. The value of an investment may rise or fall with the changes in the market. The inflation plus outcomes for the MLC Inflation Plus portfolios are targets only. No representations are made that they will be met.
