experience for previous or discontinued models from 2005 – 2007 is included in
..... Lexus. GX 470 4dr 4WD. 78. Lexus. LX 470 4dr 4WD. 88. Infiniti. QX56 4dr.
1200 New Jersey Avenue SE. Washington, DC 20590
Dear New Vehicle Dealer: Enclosed please find a copy of the February 2008 Relative Collision Insurance Cost Information Booklet provided by the National Highway Traffic Safety Administration (NHTSA), an agency within the U.S. Department of Transportation. Pursuant to NHTSA’s regulation in Title 49 of the Code of Federal Regulations, Part 582, Insurance Cost Information Regulation, all new vehicle dealers are required to make information regarding comparative insurance costs for different makes and models of passenger cars, utility vehicles, light trucks, and vans available to prospective purchasers. This regulation implements the mandate of 49 United States Code section 32302(c), that the U.S. Department of Transportation shall prescribe regulations that require motor vehicle dealers to distribute to prospective buyers information the Department develops and provides to the dealers that compares insurance costs for different makes and models of passenger motor vehicles based on damage susceptibility and crashworthiness. We are following the same procedure this year that we have followed over the past 17 years. With this letter, I am sending your dealership a copy of the 2008 Relative Collision Insurance Cost Information Booklet. Your dealership is responsible for reproducing and maintaining a sufficient number of copies of the booklet in your showrooms, so that the booklets can be given to prospective purchasers of new vehicles. These booklets must be available beginning March 30, 2008. As in the past, NHTSA again asks that you please make certain that all sales people at your dealership are aware this booklet is available in your showroom. To ensure consumer awareness of the availability of this booklet, dealers may choose to follow procedures similar to those they use for displaying the Environmental Protection Agency’s Gas Mileage Guide, or may use wall posters or other media displays in the dealership to announce that the information is available. This booklet can also be downloaded and printed from the NHTSA Web site at: http://www.nhtsa.dot.gov/.
From there, click on “Laws/Regulations/Guidance” near the center of the blue bar below the page heading. On the Laws/Regulations/Guidance page, click on “Comparison of Insurance Costs” under the heading “Articles” in the center panel. A special printable version of the booklet is available for dealers on the next page. Sincerely yours,
Ronald L. Medford Senior Associate Administrator for Vehicle Safety Enclosure
2
Comparison of Differences In Insurance Costs For Passenger Cars, Station Wagons/Passenger Vans, Pickups, And Utility Vehicles On The Basis Of Damage Susceptibility
February 2008
FEBRUARY 2008
Comparison of Differences in Insurance Costs for Passenger Cars, Station Wagons/Passenger Vans, Pickups, and Utility Vehicles on the Basis of Damage Susceptibility The National Highway Traffic Safety Administration has provided the information in this booklet in compliance with Federal law as an aid to consumers considering the purchase of new vehicles. The booklet compares differences in insurance costs for different makes and models of passenger cars, utility vehicles, light trucks, and vans on the basis of damage susceptibility for the vehicle. However, it does not indicate a vehicle's relative safety for occupants. The following table contains the best available information regarding the effect of damage susceptibility on insurance premiums. It was taken from data compiled by the Highway Loss Data Institute (HLDI) in its December 2007 Insurance Collision Report, and reflects the collision loss experience of passenger cars, utility vehicles, light trucks, and vans sold in the United States in terms of the average loss payment per insured vehicle year for model years 2005-2007. NHTSA has not verified the data in this table. The table presents vehicles' collision loss experience in relative terms, with 100 representing the average for all passenger vehicles. Thus, a rating of 122 reflects a collision loss experience that is 22 percent higher (worse) than average while a rating of 96 reflects a collision loss experience that is 4 percent lower (better) than average. The table is not relevant for models that have been substantially redesigned for
2 2008, and it does not include information about models with insufficient claim experience. Although many insurance companies use the HLDI information to adjust the "base rate" for the collision portion of their insurance premiums, the amount of any such adjustment is usually small. It is unlikely that your total premium will vary more than 10 percent depending upon the collision loss experience of a particular vehicle. If you do not purchase collision coverage or your insurance company does not use the HLDI information, your premium will not vary at all in relation to these rankings. In setting insurance premiums, insurance companies mainly rely on factors that are not directly related to the vehicle itself (except for its value). They mainly consider driver characteristics (such as age, gender, marital status, and driving record), the geographic area in which the vehicle is driven, how many miles are traveled, and how the vehicle is used. However, some companies adjust their premiums for personal injury protection and medical payment coverage if the insured vehicle has features that are likely to improve its crashworthiness, or ability to protect occupants from injury or death, such as air bags. Different insurance companies often charge different premiums for the same driver and vehicle. Therefore, to obtain complete information about insurance premiums, you should contact insurance companies or their agents directly. Test data relating to vehicle crashworthiness is available from NHTSA's New Car Assessment Program (NCAP). NCAP test results demonstrate relative frontal, side, and rollover crash protection in new vehicles. Information on vehicles that NHTSA has tested in the NCAP program can be obtained on the information label on vehicles at new
3 car dealers, by calling the agency's toll-free Auto Safety Hotline at 888-327-4236, and through the NHTSA Web page at: www.safercar.gov.
4 Collision Insurance Losses Model Years 2005 – 2007 Passenger Motor Vehicles
Mini Cars Relative Average Loss Payment Per Insured Vehicle Year
Make
Model
Two-Door Models Toyota Hyundai
Yaris Accent
114 103 110
Four-Door Models Kia Hyundai Chevrolet Toyota
Rio Accent Aveo Yaris
125 116 131 135 141
Station Wagons Chevrolet Honda Kia
Aveo Fit Rio
110 96 100 105
Sports Models Mazda Lotus
MX-5 Miata convertible Elise
147 82 435
Small Cars Relative Average Loss Payment Per Insured Vehicle Year
Make
Model
Two-Door Models Volkswagen Chrysler Volkswagen Mini Mini Ford Saturn Volkswagen Pontiac Volkswagen Honda Chevrolet Hyundai Scion Chevrolet Honda
New Beetle convertible PT Cruiser convertible New Beetle Cooper convertible Cooper Focus ION Quad Coupe Rabbit G5 GTI Civic Cobalt Tiburon tC Cobalt SS supercharged Civic Si
143 73 83 85 91 92 112 120 127 135 136 144 147 196 205 209 210
Four-Door Models Volkswagen Honda Saturn Volkswagen Toyota Honda Toyota
GTI Civic Hybrid ION Rabbit Prius Civic Corolla
124 95 100 105 107 108 109 116
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2005 – 2007 is included in the class averages.
5 Ford Hyundai Nissan Chevrolet Nissan Kia Suzuki Suzuki Suzuki Suzuki Subaru Honda Nissan Mazda Subaru
Focus Elantra Versa hatchback Cobalt Versa Spectra Reno Forenza Aerio Aerio 4WD Impreza 4WD Civic Si Sentra 3 Impreza WRX 4WD
117 118 120 129 130 131 131 131 132 133 134 138 139 141 275
Station Wagons Dodge Kia Ford Chrysler Dodge Chevrolet Pontiac Suzuki Suzuki Toyota Subaru Mazda Mazda Kia Subaru
Caliber 4WD Rondo Focus PT Cruiser Caliber HHR Vibe SX4 4WD Forenza Matrix Impreza 4WD 3 Mazdaspeed 3 Spectra hatchback Impreza WRX 4WD
97 66 66 81 88 89 91 95 98 99 102 109 114 115 127 144
Sports Models Pontiac Saturn BMW Porsche Mercedes Porsche Honda
Solstice convertible Sky convertible Z4 convertible Cayman SLK class convertible Boxster convertible S2000 convertible
123 84 85 101 135 136 154 176
Midsize Cars Make
Model
Two-Door Models Volkswagen Toyota Pontiac Chevrolet Toyota Honda Pontiac Mitsubishi
Eos convertible Camry Solara convertible G6 convertible Monte Carlo Camry Solara Accord G6 Eclipse
Relative Average Loss Payment Per Insured Vehicle Year 118 67 77 96 115 117 129 135 154
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2005 – 2007 is included in the class averages.
6 Four-Door Models
109
Subaru Hyundai Saturn Chrysler Hyundai Toyota Mercury Honda Ford Volkswagen Volkswagen Volvo Volkswagen Toyota Ford Chevrolet Kia Subaru Honda Mazda Acura Mazda Nissan Pontiac Mazda Mitsubishi Volvo Nissan
Outback 4WD Azera Aura Sebring Sonata Camry Hybrid Milan Accord Fusion 4WD Passat Passat 4WD S40 4WD Jetta (NEW) Camry Fusion Malibu Optima (NEW) Legacy 4WD Accord Hybrid 6 hatchback TSX 6 Altima G6 6 4WD Galant S40 (NEW) Maxima
72 80 84 88 90 93 99 99 100 102 105 106 106 106 108 113 114 116 118 120 123 124 124 126 128 131 131 136
Station Wagons Subaru Mazda Subaru Mazda Volvo Chevrolet Volkswagen Volvo Audi Audi
Outback 4WD 6 Legacy 4WD 5 V50 Malibu Maxx Passat V50 4WD A3 A3 4WD
81 66 85 88 90 94 97 98 108 110 134
Sports Models Ford Ford Ford Mitsubishi Chevrolet Chevrolet Lexus Porsche Ford Ford Porsche Nissan Mazda Cadillac Chevrolet
Mustang Shelby GT500 Mustang GT convertible Mustang convertible Eclipse convertible Corvette convertible Corvette SC 430 convertible 911 convertible Mustang Mustang GT 911 Coupe 350Z convertible RX-8 XLR convertible Corvette Z06
143 55 93 101 109 110 121 123 123 127 136 151 157 176 187 193
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2005 – 2007 is included in the class averages.
7 Mercedes Nissan
SL class convertible 350Z
196 217
Luxury Models Saab Audi Saab Saab Lincoln Saab Infiniti Lincoln BMW Acura Saab Lexus BMW Volvo Volvo Infiniti BMW Mercedes Jaguar Audi Lexus Acura Mercedes Lexus Mercedes Jaguar Audi BMW Lexus Audi Infiniti Mercedes Volvo
9-5 station wagon A4 Quattro station wagon 4WD 9-3 station wagon 9-3 convertible MKZ 4dr 4WD 9-3 4dr G35 4dr MKZ 4dr 3 series 4dr 4WD TL 4dr 9-5 4dr ES 350 4dr 3 series 2dr 4WD S60 4dr S60 4dr 4WD G35 4dr 4WD 3 series 4dr C class 4dr 4WD X-Type station wagon 4WD A4 Quattro 4dr 4WD IS 350 4dr 3.5 TL 4dr CLK class convertible IS 250 4dr C class 4dr X-Type 4dr 4WD A4 4dr 3 series 2dr IS 250 4dr 4WD S4 Quattro 4dr 4WD G35 2dr CLK class 2dr S60 R 4dr 4WD
129 67 74 91 98 99 100 103 106 107 108 108 111 114 116 117 122 126 128 129 129 130 132 148 149 152 153 156 161 168 186 190 190 201
Large Cars Make
Model
Four-Door Models Mercury Mercury Ford Buick Ford Buick Chrysler Chevrolet Ford Toyota Chrysler Kia Chrysler Chrysler
Montego Montego 4WD Five Hundred 4WD Lucerne Five Hundred LaCrosse 300 4WD Impala Taurus Avalon 300 Amanti 300 HEMI 4WD 300 HEMI
Relative Average Loss Payment Per Insured Vehicle Year 92 67 68 69 72 72 72 79 86 93 96 96 100 100 102
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2005 – 2007 is included in the class averages.
8 Pontiac Dodge Dodge
Grand Prix Charger Charger HEMI
103 129 136
Station Wagons/Minivans Dodge Dodge Dodge Dodge Dodge
Caravan Magnum 4WD Magnum HEMI Magnum Magnum HEMI 4WD
85 68 93 108 112 118
Sports Models Jaguar Aston Martin
XK convertible DB9
214 165 225
Luxury Models Volvo Volvo BMW Volvo Cadillac Audi Jaguar Audi Audi Infiniti Acura Infiniti Lexus Mercedes Mercedes Lexus Mercedes Jaguar BMW Cadillac Cadillac BMW Mercedes Infiniti Cadillac Jaguar Lexus BMW Mercedes Jaguar BMW Cadillac Lexus Mercedes BMW
V70 station wagon 4WD V70 station wagon 5 series 4dr 4WD C70 convertible DTS 4dr A6 4dr XJ series 4dr A6 Quattro 4dr 4WD A6 4WD station wagon M35 4dr 3.5 RL 4dr 4WD M35 4dr 4WD GS 350 4dr 4WD E class station wagon 4WD E class 4dr 4WD GS 350 4dr E class 4dr S-type 4dr 530 XiT 4WD station wagon CTS 4dr STS 4dr 2WD/4WD 5 series 4dr E class station wagon M45 4dr STS V8 4dr 2WD/4WD XJR 4dr GS 430 4dr 6 series convertible CLS class 4dr XJ series 4dr LWB 6 series 2dr CTS-V 4dr GS 450h Hybrid 4dr CL class 2dr M5 4dr
138 77 79 94 100 104 109 112 114 115 123 125 126 126 134 135 139 140 142 143 143 144 161 162 162 172 189 194 201 212 218 223 236 243 257 317
LWB = Long Wheelbase
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2005 – 2007 is included in the class averages.
9
Very Large Cars Relative Average Loss Payment Per Insured Vehicle Year
Make
Model
Four-Door Models Mercury Ford
Grand Marquis Crown Victoria
74 72 83
Station Wagons/Minivans Buick Dodge Honda Saturn Chrysler Ford Chevrolet Chrysler Kia Hyundai Chevrolet Mercury Toyota Toyota Nissan
Terraza Grand Caravan Odyssey Relay Town & Country LWB Freestar Uplander Town & Country SWB Sedona Entourage Uplander SWB Monterey Sienna Sienna 4WD Quest
68 62 63 63 63 65 66 68 70 72 73 76 77 78 79 86
Luxury Models Lincoln Lexus Lincoln Mercedes BMW Audi BMW Audi Mercedes Lexus Bentley Bentley Maserati
Town Car 4dr LS 460 4dr Town Car 4dr LWB S class 4dr LWB 4WD 7 series 4dr A8 Quattro 4dr 4WD 7 series 4dr LWB A8L Quattro 4dr S class 4dr LWB LS 460 L 4dr Continental Flying Spur 4dr 4WD Continental GT 2dr Quattroporte 4dr
158 95 112 139 151 157 158 166 184 207 218 239 266 429
Pickups Make
Relative Average Loss Payment Per Insured Vehicle Year
Model SMALL PICKUPS
Two-Door Models GMC GMC Toyota Toyota Chevrolet Ford Chevrolet
Canyon Canyon 4WD Tacoma 4WD Tacoma Colorado Ranger Colorado 4WD
95 74 77 88 91 94 101 106
LWB = Long Wheelbase, SWB = Short Wheelbase
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2005 – 2007 is included in the class averages.
10
Ford Mazda
Ranger 4WD B
112 114
Two-Door Plus Models Dodge GMC Dodge Chevrolet Mazda Mitsubishi GMC Chevrolet Ford Toyota Toyota Nissan Ford Nissan Mazda
Dakota club 4WD Canyon ext. Dakota club Colorado ext. 4WD B plus Raider ext. cab Canyon 4WD ext. Colorado ext. Ranger supercab Tacoma xtra 4WD Tacoma xtra Frontier king Ranger supercab 4WD Frontier king 4WD B plus 4WD
99 79 80 83 88 90 91 97 97 99 102 104 105 112 113 130
Four-Door Models Dodge Dodge Nissan Nissan Chevrolet GMC Toyota GMC Toyota Chevrolet Toyota Nissan Mitsubishi Toyota Nissan Mitsubishi
Dakota quad Dakota quad 4WD Frontier crew LWB 4WD Frontier crew LWB Colorado crew 4WD Canyon crew Tacoma double long bed 4WD Canyon 4WD crew Tacoma double long bed Colorado crew Tacoma double Frontier crew Raider double cab Tacoma double 4WD Frontier crew 4WD Raider double cab 4WD
96 81 83 87 88 88 90 92 94 96 97 101 103 103 109 112 115
LARGE PICKUPS Two-Door Models Chevrolet Ford Ford Chevrolet Chevrolet GMC GMC Dodge Dodge Chevrolet
Silverado 1500 4WD F-150 4WD F-150 Silverado 1500 4WD (NEW) Silverado 1500 Sierra 1500 4WD Sierra 1500 Ram 1500 Ram 1500 4WD Silverado 1500 (NEW)
83 70 76 77 78 80 80 82 90 94 124
Two-Door Plus Models Ford
F-150 supercab 4WD
84 72
LWB = Long Wheelbase
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2005 – 2007 is included in the class averages.
11 Chevrolet
Silverado 1500 ext. 4WD
73
GMC GMC GMC Ford Chevrolet Chevrolet GMC Chevrolet Nissan Nissan
Sierra 1500 ext. 4WD (NEW) Sierra 1500 ext. (NEW) Sierra 1500 ext. 4WD F-150 supercab Silverado 1500 ext. 4WD (NEW) Silverado 1500 ext. Sierra 1500 ext. Silverado 1500 ext. (NEW) Titan king 4WD Titan king
73 75 78 82 84 90 94 108 115 121
Four-Door Models Chevrolet Toyota Chevrolet Toyota Ford GMC GMC Ford Lincoln Dodge GMC Dodge Chevrolet Dodge Chevrolet Dodge Toyota Toyota Lincoln GMC Nissan Nissan
Silverado 1500 crew 4WD (NEW) Tundra double 4WD Silverado 1500 crew 4WD Tundra crew max F-150 supercrew 4WD Sierra 1500 crew 4WD (NEW) Sierra 1500 crew 4WD F-150 supercrew Mark LT crew cab Ram 1500 mega cab 4WD Sierra 1500 crew Ram 1500 quad Silverado 1500 crew (NEW) Ram 1500 quad 4WD Silverado 1500 crew Ram 1500 mega cab Tundra double Tundra crew max 4WD Mark LT crew cab 4WD Sierra 1500 crew (NEW) Titan crew 4WD Titan crew
87 70 74 74 75 76 77 79 81 82 82 84 87 89 90 91 92 92 100 104 105 109 117
VERY LARGE PICKUPS Two-Door Models Ford Ford GMC Chevrolet Ford Dodge Dodge GMC Chevrolet Chevrolet Dodge
F-250 F-250 4WD Sierra 2500 4WD Silverado 2500 4WD F-350 4WD Ram 2500 4WD Ram 2500 Sierra 2500 Silverado 2500 Silverado 3500 4WD Ram 3500 4WD
82 60 67 68 75 86 92 93 95 99 131 131
Two-Door Plus Models GMC Ford Chevrolet GMC Ford Chevrolet
Sierra 2500 ext. 4WD F-350 supercab Silverado 2500 ext. Sierra 2500 ext. F-250 supercab 4WD Silverado 2500 ext. 4WD
85 71 78 79 84 85 87
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2005 – 2007 is included in the class averages.
12 GMC Chevrolet Ford Ford
Sierra 3500 ext. 4WD Silverado 3500 ext. 4WD F-250 supercab F-350 supercab 4WD
88 94 95 107
Four-Door Models Chevrolet Chevrolet Dodge Ford Chevrolet GMC Dodge GMC Ford Chevrolet Dodge Dodge Ford Dodge Ford GMC Chevrolet Dodge Dodge Dodge GMC
Silverado 2500 crew Silverado 2500 crew 4WD (NEW) Ram 3500 mega cab F-250 supercrew Silverado 2500 crew 4WD Sierra 2500 crew 4WD Ram 2500 quad 4WD Sierra 3500 crew F-250 supercrew 4WD Silverado 3500 crew Ram 2500 quad Ram 3500 quad 4WD F-350 supercrew 4WD Ram 2500 mega cab F-350 supercrew Sierra 2500 crew Silverado 3500 crew 4WD Ram 3500 quad Ram 2500 mega cab 4WD Ram 3500 mega cab 4WD Sierra 3500 crew 4WD
95 79 79 85 88 90 92 92 93 94 95 95 97 99 99 103 104 107 108 111 111 114
Sport Utility Vehicles Make
Model
Small Sport Utility Vehicles Jeep Jeep Ford Honda Honda Jeep Ford Subaru Mercury Saturn Hyundai Mercury Saturn Kia Kia Jeep Hyundai Ford Mercury Honda Pontiac Toyota Honda Toyota
Wrangler 2dr 4WD Patriot 4dr 4WD Escape 4dr 4WD CR-V 4dr CR-V 4dr 4WD Compass 4dr 4WD Escape 4dr Forester 4dr 4WD Mariner 4dr 4WD Vue 4dr Tucson 4dr 4WD Mariner 4dr Vue 4dr 4WD Sportage 4dr 4WD Sportage 4dr Compass 4dr Tucson 4dr Escape Hybrid 4dr Mariner Hybrid 4dr 4WD Element 4dr 4WD Torrent 4dr RAV4 4dr Element 4dr RAV4 4dr 4WD
Relative Average Loss Payment Per Insured Vehicle Year 80 44 48 67 67 69 71 71 74 74 75 76 77 78 78 79 81 81 82 83 84 85 85 86 87
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2005 – 2007 is included in the class averages.
13 Ford Chevrolet Pontiac Chevrolet Saturn Mazda Mitsubishi Suzuki Suzuki Mitsubishi
Escape Hybrid 4dr 4WD Equinox 4dr 4WD Torrent 4dr 4WD Equinox 4dr Vue Hybrid 4dr CX-7 4dr Outlander 4dr Grand Vitara 4dr 4WD Grand Vitara 4dr Outlander 4dr 4WD
89 94 94 95 96 98 98 108 116 129
Midsize Sport Utility Vehicles Jeep Jeep Mercury Ford Ford Dodge Hyundai Buick Ford Ford Ford Honda Honda Nissan Dodge Ford Toyota Toyota Ford Ford Toyota Toyota Toyota Hummer Hyundai Honda Toyota Kia Jeep Nissan Toyota Nissan Nissan Jeep Kia GMC GMC Nissan Jeep Jeep Subaru Chrysler Suzuki Chevrolet Chevrolet Chrysler
Wrangler 4dr Wrangler 4dr 4WD Mountaineer 4dr 4WD Edge 4dr Edge 4dr 4WD Nitro 4dr 4WD Santa Fe 4dr 4WD Rendezvous 4dr Explorer Sport Trac 4dr 4WD Freestyle 4dr Explorer 4dr 4WD Pilot 4dr Pilot 4dr 4WD Xterra 4dr 4WD Nitro 4dr Explorer Sport Trac 4dr Highlander 4dr Highlander 4dr 4WD Freestyle 4dr 4WD Explorer 4dr FJ Cruiser 2dr 4WD Highlander Hybrid 4dr 4WD 4Runner 4dr 4WD H3 4dr 4WD Santa Fe 4dr Ridgeline 4dr 4WD 4Runner 4dr Sorento 4dr Liberty 4dr 4WD Pathfinder 4dr Highlander Hybrid 4dr Xterra 4dr Pathfinder 4dr 4WD Grand Cherokee 4dr 4WD Sorento 4dr 4WD Envoy 4dr Envoy 4dr 4WD Murano 4dr Liberty 4dr Grand Cherokee 4dr B9 Tribeca 4dr 4WD Pacifica 4dr XL7 4dr TrailBlazer 4dr 4WD TrailBlazer 4dr Pacifica 4dr 4WD
75 33 46 51 51 54 55 59 60 60 62 62 62 64 65 65 66 66 69 70 70 70 70 71 72 73 73 73 73 75 76 76 77 79 79 79 79 80 81 82 82 83 84 85 85 87 88
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2005 – 2007 is included in the class averages.
14 Mitsubishi Isuzu Nissan Mitsubishi Toyota Isuzu
Endeavor 4dr Ascender 4dr 4WD Murano 4dr 4WD Endeavor 4dr 4WD FJ Cruiser 2dr Ascender 4dr
89 89 90 92 92 96
Large Sport Utility Vehicles GMC Saturn GMC Chrysler Ford GMC Chevrolet Chevrolet Toyota Jeep Toyota Ford Jeep Nissan Chrysler GMC Nissan Dodge Dodge Volkswagen
Acadia 4dr 4WD Outlook 4dr Acadia 4dr Aspen 4dr Expedition 4dr 4WD Yukon 4dr Tahoe 4dr 4WD Tahoe 4dr Sequoia 4dr Commander 4dr Sequoia 4dr 4WD Expedition 4dr Commander 4dr 4WD Pathfinder Armada 4dr Aspen 4dr 4WD Yukon 4dr 4WD Pathfinder Armada 4dr 4WD Durango 4dr Durango 4dr 4WD Touareg 4dr 4WD
77 30 33 39 55 57 62 67 69 70 70 74 77 77 78 78 79 82 86 87 108
Very Large Sport Utility Vehicles Chevrolet Chevrolet GMC GMC Chevrolet Hummer Hummer Chevrolet Ford Ford
Suburban 1500 4dr Suburban 1500 4dr 4WD Yukon XL 1500 4dr Yukon XL 1500 4dr 4WD Avalanche 1500 4dr 4WD H2 4dr 4WD H2 SUT 4dr 4WD Avalanche 1500 4dr Expedition EL 4dr 4WD Expedition EL 4dr
74 54 57 60 71 80 81 82 86 88 96
Luxury Sport Utility Vehicles Make
Model
Midsize Luxury Sport Utility Vehicles Lincoln MKX 4dr 4WD Lincoln MKX 4dr Acura MDX 4dr 4WD Volvo XC90 4dr Volvo XC90 4dr 4WD Buick Rainier 4dr 4WD Acura RDX 4dr 4WD Buick Rainier 4dr BMW X5 4dr 4WD Saab 9-7X 4dr 4WD BMW X3 4dr 4WD
Relative Average Loss Payment Per Insured Vehicle Year 92 38 54 63 65 69 70 72 78 82 85 94
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2005 – 2007 is included in the class averages.
15 Mercedes Lexus Lexus Infiniti Lexus Cadillac Infiniti Lexus Infiniti
M class 4dr 4WD RX 350 4dr 4WD RX 350 4dr FX35 4dr RX 400h Hybrid 4dr 4WD SRX 4dr FX35 4dr 4WD RX 400h Hybrid 4dr FX45 4dr 4WD
98 99 104 105 107 108 114 130 137
Large Luxury Sport Utility Vehicles Land Rover Toyota Lexus Lexus Infiniti Cadillac Cadillac Infiniti Audi Land Rover Land Rover Mercedes Mercedes Mercedes
LR3 4dr 4WD Land Cruiser 4dr 4WD GX 470 4dr 4WD LX 470 4dr 4WD QX56 4dr Escalade 4dr 4WD Escalade 4dr QX56 4dr 4WD Q7 4dr 4WD Range Rover 4dr 4WD Range Rover Sport 4dr 4WD GL class 4dr 4WD R class 4dr 4WD G class 4dr 4WD
94 63 65 78 88 92 95 103 107 111 112 114 129 133 172
Very Large Luxury Sport Utility Vehicles Lincoln Navigator 4dr 4WD Cadillac Escalade ESV 4dr 4WD Lincoln Navigator 4dr Cadillac Escalade EXT 4dr 4WD
106 94 101 111 135
Cargo/Passenger Vans Make
Model
All Cargo/Passenger Vans Ford Ford Ford Ford Ford GMC Chevrolet Chevrolet GMC Chevrolet GMC Chevrolet GMC Chevrolet
E-150 Econoline Wagon E-350 Econoline Wagon E-250 Econoline E-150 Econoline E-350 Econoline Savana 2500 cargo series Express 1500 cargo series Express 2500 cargo series Savana 3500 cargo series Express 3500 series Savana 1500 cargo Express 3500 cargo series Savana cargo 1500 series 4WD Express 1500 cargo series 4WD
Relative Average Loss Payment Per Insured Vehicle Year 62 46 48 57 58 62 62 63 63 63 66 80 85 86 88
The specialty section truck section has been eliminated because most of these vehicles have been reclassified as sport utility vehicles.
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2005 – 2007 is included in the class averages.