re-energizing ourselves - ACEBSA

You Serve the City. We Serve You.

El Pueblo

El Pueblo

April 2012 January 2018

Thepublication publicationof of the the All City Service Association The City Employees EmployeesBenefits Benefits Service Association Serving Over Over 30,000 City City Employees Serving 30,000 Employees

94

SinceYears 1923

E X C UTHE R S IREJUVENATION O N S A N D E XAND P E RENEWAL D I T I O N SISSUE ISSUE

(1923-2017)

ACEBSA

Travel, Trips, and Destinations RE-ENERGIZING OURSELVES

BY LILIT BERBERYAN

we can stimulate our minds with good music, very good books and inspirational reading materials, and optimistic thoughts. Bill Gates stimulates his mind by reading a well-selected good book every week, thus reading 50 books a year to improve his mind and care for his soul.

By Gracious Imbeah

Our desire, at the beginning of every year, is to have a renewed us; renewed in spirit, renewed in body, renewed in mind, and renewed emotionally. Whenever we are completely renewed for a new beginning, we can feel a surge of energy for our undertakings, because we are not easily stressed out, and we feel confidently healthy. Usually the retrieving years leave us emotionally broken, stressed out, and disappointed when we do not achieve our set goals. And so the need to get rid of some toxic deposits in our systems to enable us take on the coming year with full determination and rigor to achieve our resolutions. To re-energize ourselves, we need to improve our physical flexibility and balance through activities like gym exercises, yoga, meditation, and Tai Chi, which can heal some chronic ailments and enhance our mental and spiritual balf the winter months have left you weary and ances. Others also depend on daily yearning for a summer vacation, now is the prayers for their rejuvenation.

I

perfect time to start planning your getaway. Manychildren renewand their emotionalhome scars With many grandchildren by school, gettingsummer away from normal acfrom is thetheir perfect time to spend a lazy dayenvironment, at the beach or lounging the tivities and visitingbyplacpool. Given the popularity of summer timeor es of interest, exploring nature, travel, planning will allowrest you to enjoy simply takeahead a needed tofully help get summer vacation. a stress-free rid of any hurt feelings. Los Angeles

has many parks and gardens, lakes and mountains, and hiking trails to

But the area that we determine strongly to improve ourselves and resolve to make the result really show, is in losing weight--through adhering to proper dieting and exercising regularly. We usually get affirmations from friends and family whenever we make our declarations to discipline ourselves to either change our appearance, or help get rid of some health problems. Presently, the Health Food Corporations advertise various ways of losing weight, and they are usually centered on choosing one type of food over another. Red meat is usually frowned upon in these dieting methods, and plant-based diets encouraged. But year after year, many of us fail in our anticipated goals.

Photo credit: AN photographer2463

and other toxic events. Some radio help us relax and enjoy nature. It is Now, experts in Cellular Biology, broadcasts andyour newspapers also adheres fill to your always fun to go walking, hiking and Whether you are planning to head overConsider discussing travel plans with specifications, keeping track of or those who had their education in ouragent—a mindstravel with toxic mediathat reports jogging parks, even a travel seas or go on around a weeklongthe getaway this and summer, agent can ensure some travel flash sales might allow you to save biological health, are claiming that unabridged vulgarity. toon your travel arrangements. it isfor bestmore to startemotional your vacationstrength, travel planning aspect of your vacation is taken Listening care of, big If you have weascan everyand most of the dieting programs for them dailya can increase our stress soon possible. Ifboating, you’re traveling with your airfare, car rental and a hotel room, and flexibility regarding travel destinations and travel goascamping, whitewater raft- including loss are hogwash, and that tension levels. We can keep abreastdates, of beweight family, sure to accommodate everyone’s if needed. sure to keep an eye on travel flash sale ing be or kayaking. our concentration should be on schedule ahead of time to avoid last-minute Keep Eye onon thearound Price: With in- and sites. Some of the sites Fodor’s recommends what an is going the the world fighting deep fat, which if we store renew our minds, we need to To booking changes. Be sure to include your pets creasing popularity of flash sales sites, travel include: Spire.com; SniqueAway.com; within our communities bythe just reading in our bodies, are impossible to rein frontarrangements of the televi- industry andspend home inless yourtime plans—make is no exception. sites do not headlines from While our flash seasoned papers Continued on page 7 for sion. a house sittermovies or pet care of time. the convenience of booking The andahead shows are usu-offer and reading the details aofticket the that ones we move. They say that when we conally filled with gory details of murder, deem important or newsworthy. In- sciously get rid of the deep fat from stead of these toxic and media reports, bombings, crime sprees, robberies, Continued on page 6

INSIDE

EL PUEBLO QUIZ

INSIDE6 6

green thumb edible garden

Identify ELthe PUEBLO QUIZ DATE What’s the ANSWER?

F

or this month’s El1: Pueblo Question Quiz, please identify Take a careful lookthe at the Times Change, People below. If you conyear in pattern which the Los Angeles Transition tinue with theopened patternits shown Union Station first below, what would the 20th doors to passengers. One Figure look like? Good Luck! lucky winner with the correct Let’s Cook FIGURE answer FIGURE will win1 two AMC2 Coloring easter Gold movie o otickets from o o oa eggs SPORTS random drawing. Good luck, January 2018 readers! Please send your anSports Roundup swers by April 7 to [email protected]. JVC JAZZ

COMMUNITY

7

9

12

11

FestIVAL

TRAVEL

Chios, Greece

FIGURE 3

oooo oooo

FIGURE 4

ooooo ooooo ooooo ooooo

Question 2: A group of 4, college football players, each from a different team, stopped at the same restaurant to eat after a tournament. They began to discuss how their teams did at the tournament. Determine what order their teams placed in the 4-team tournament (1st through 4th place), based on the discussion below. (Note: The players from the 1st and 2nd place team did not want to brag about their victories, so the statements they made are NOT truthful!) Here’s the discussion: Player A: “We did not come in last place.” Player B: “We did not come in 1st place.” Player C: “We came in 3rd place.” Player D: “My team did not come in 3rd place.”

Good luck El Pueblo Readers! Please send your answers regarding Questions 1 and 2 to: [email protected] by January 5, 2018.

ACEBSA’S ANNOUNCEMENTS

Page 2

El Pueblo | January 2018

Aflac for City of Los Angeles employees

Did you know ACEBSA is making the following insurance policies available to its members: Dental

A portable, no-deductible plan that offers freedom of choice and no coordination of benefits. No network restrictions. •

Guaranteed-renewable

•

Pays regardless of any other insurance you have

•

Easy to understand

Vision Helps with the cost of regular eye exams and treatment of eye diseases. •

Eye Examination Benefit

•

Vision Correction Benefit

•

Specific Eye Diseases/Disorders Benefit

•

Eye Surgery Benefit

•

No network restrictions

This is a brief product overview only. Please consult your Aflac insurance agent/ producer for full plan benefits, limitations and exclusions.

For information about these and other Aflac insurance policies, contact your Aflac agency, Steven Hanson, at 213.625.7375. ACEBSA-sponsored since 1985 CA Ins. Lic. No. 0B50393

Coverage is underwritten by American Family Life Assurance Company of Columbus. Worldwide Headquarters | 1932 Wynnton Road | Columbus, Georgia 31999

Z140222

2/14

Greetings ACEBSA Members! The months of November, December, and January are usually our favorite times of the year, and, here at ACEBSA, we hope that your Holiday Season was filled with laughter, good times, and lots of great memories. Thank you very much for being an ACEBSA member, and we want you to know how much we value and appreciate you. We work very hard, daily, to ensure that your Customer Service experience at ACEBSA remains at its highest level of professionalism, courtesy, respect, and trust. We are passionate about what we do for you, and we are looking forward to another successful year of bringing you quality benefits and services, in addition to offering you quality, supplemental insurance products via our authorized Insurance Partners—to whom we sincerely thank and appreciate, for their positive and professional working relationship with ACEBSA, on your behalf. Please note that some of the many benefits and services available to you include, but are not limited to: “Free” Notary Services; “Free” Parking; the LOWEST monthly Membership Dues of $3.50 per month—which have not been increased in over 20+ years; “Free” Classified Ads; the All City Employees Financial Assistance Program for Members; and the Tom Bradley Scholarship Fund, among an array of other great services, benefits, and reasons for both Active and Retired City employees to join ACEBSA. We are here to serve you as an Employee Benefits Organization, and please call us at: 213/485-2485, or visit our website at: www.acebsa. org, or send an e-mail to: [email protected], and let us know how we may be of further assistance to you. And, please feel free to just stop by and say “hello” anytime, and we would be more than happy to see you and to serve you. Thank you very much for your ongoing support over the years, and we wish you and yours a very Happy, Healthy, Peaceful, and Prosperous New Year! Happy New Year ACEBSA Members!! Sincerely, Fred Dowell, President All City Employees Benefits Service Association

To RSVP, call: (877) MY LAFCU (695-2328) ext. 6375 Seats are limited and light snacks are provided. P.O. Box 53032 • Los Angeles, CA 90053-0032 Web: www.LAFCU.org e-Mail: [email protected] LAFCU membership is open to all eligible Southern California residents. * Complementary seminars are offered though CUSO Financial Services. Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Los Angeles Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

DEADLINE


El Pueblo Named after “El Pueblo de la Reina de Los Angeles sobre El Rio de la Porciúncula,” (“the village or small town of the Queen of the Angels on the River Porciúncula”).

FROM

THE

Page 3

EDITOR

NEWS FLASH SERIES

New Year’s Resolutions for Your Car

_______________________________ VOL. 72 | NO. 1 January 2018 _______________________________

down more often than well-maintained machines. The owner’s manual spells out which systems need servicing and when.

ACEBSA Board of Directors FRED DOWELL, President RENEE GLASCO, 1st Vice President/ Secretary GARY HARRIS, 2nd Vice President FRANCOIS VERIN, Treasurer ANTONIO RIOS, Director __________________________________

changes will keep your vehicle from aging before its time. If you notice changes in engine performance, like rough idling or poor accelerations, you are due for a visit to the shop. Also, never ignore a “service engine” light.

ACEBSA 201 N. Los Angeles Street Suites 15 & 17 – L.A. Mall – L.A. 90012 Office Hours: 8:00 A.M.-4:30 P.M., M-F* Telephone (213) 485-2485 Fax (213) 621-8832 www.acebsa.org *Except major holidays & last business day of each month when offices close at 2:00 P.M. for inventory purposes.

Administration Roslyn Carter-Phillips CEO/Executive Director ACEBSA Retirement Services Accounting/Finance ACE Financial Assistance Customer Service Editorial Insurance Marketing Merchandise/Movie Tickets/Brand Products Public Relations Sporting Events/Theme Park Tickets Tom Bradley Scholarship Fund Special Events/Programs/Projects

Cohen Law General Counsel

Follow us on Facebook! facebook.com/ACEBSALA

Follow us on Twitter! twitter.com/ACEBSA_LA

esolve to become a better driver. • RAvoid jack-rabbit starts, and sudden

accelerations waste fuel and strain the engine. Speeding greatly decreases miles per gallon, so drive the speed limit.

possible, use cruise control • Wtohen maintain a steady pace. AggresPhoto source: www.newsusa.com

New Year’s resolutions can be about more than shedding a few pounds and exercising more. Simply changing a few habits can help your vehicle last longer, command a higher resale price, pollute less and burn less gasoline. Here’s helpful advice from the experts at the non-profit National Institute for Automotive Service Excellence (ASE)--the group that tests and certifies automotive technicians: senger cabin and the trunk; less

I N

Ourselves

______________________________

El Pueblo Quiz

SECTIONS & COLUMNS

3

DEADLINE News Flash Series RETIREMENT 4 ACEBSA SERVICES

The El Pueblo staff and The All City Employees Benefits Service Association are not responsible for the claims made by the advertisers within this publication.

the engine to work harder and burn more gasoline--to move the vehicle. Poorly aligned wheels and improperly inflated tires also wear out faster, costing you money in replacements.

hicle burns more gas and will break

T H I S

• Look for high-quality repair shops.

ASE was founded as a non-profit, independent organization dedicated to improving the quality of automotive service and repair through the voluntary testing and certification of automotive technicians. ASE-certified professionals wear blue and white shoulder insignia and carry credentials listing their areas of expertise. Their employers often display the blue and white ASE sign.

Visit www.ase.com for seasonal carcare tips and more information. Source: www.newsusa.com

I S S U E

ON THE COVER 6-7 IN THE COMMUNITY 12 THE LAW AND YOUR - Things Change, People Re-Energizing MONEY

Graphic Designer

POSTMASTER: Send address changes to: El Pueblo, 201 North Los Angeles Street Los Angeles Mall, Suite 15, Los Angeles, CA 90012

heck your tires’ pressure once a • Cmonth. Tires with low pressure cause

sive hard starts and stops wear your brakes out faster. Finally, consolidate your errands to minimize short trips.

UP FRONT & FEATURES

Editor in Chief Roslyn Carter-Phillips

SUBSCRIPTION RATES: Membership to ACEBSA. Periodicals Postage Paid at Los Angeles, California.

weight means you’ll use less gasoline. Remove that rooftop cargo carrier when you’re finished hauling, and you’ll cut down on gas-hogging wind resistance.

lean out your vehicle. Remove • Follow your carmaker’s recommend• Cunnecessary ed service intervals. A neglected veitems from the pas-

El Pueblo, USPS 170680, is published monthly by All City Employees Benefits Service Association 201 North Los Angeles Street Los Angeles Mall, Suite 15 Los Angeles, California 90012 Phone: (213) 485-2485 Fax: (213) 621-8832 www.acebsa.org

Erin Bellinghausen-Aguilar

Fouled spark plugs and clogged • filters waste gasoline. Routine oil 

LACERS Update

Transition - A Lawyer’s Perspective - Revocable Transfer on - 2017 Tom Bradley Scholarship Awards Death (TOD) Deed - How Parents Can Have JUST FOR FUN a Device-Free Meal with the Tap of a Button - NEW! Number Square - Word Search - LAFCU’s Board Election Annual Meeting in - Is This You? March 2018 - El Pueblo Winners

13

8-9

14 MEMBERS - In Honor and

SPORTS - The College Football Coaching Carousel - January 2018 Sports Roundup

Remembrance ACEBSA RETIREMENT - Retirements SERVICES Wellness, Health & Nutrition CLASSIFIEDS FOOD - New Members - 5 Surprising Facts about - Happy, Healathy Meal Pneumonia Planning LAFCU - Winter Wellness Tips TRAVEL - Retirees’ Place Chios, Greece Family Traditions

5

10

15

11

16

NOTICE: Due to our NEW Production Schedule for El Pueblo, all Quiz answers, articles, advertisements, and Classified Ads must be submitted to: [email protected] by the 5th of every month. We thank you, in advance, for your cooperation.

ACEBSA RETIREMENT SERVICES YOUR RETIREMENT NEWS REPORT

Page 4


LACERS Update by Gwendolyn Poindexter | Retired Assistant City Attorney | Contributing Columnist

INVESTMENTS

tive building, at the corner of W. First St. and S. Broadway, including the existing Bank of America will be demolished.

Portfolio Value. Happy New Year! This is a nice way to start the New Year with a report that our Portfolio is valued at another high water mark of $17.06 billion. The Portfolio is riding the wave of the upwards trending of the stock market, so let’s hope 2018 brings similar results! The chart below shows the Total Fund Performance and each asset’s value as of the end of November.

The Los Angeles Times lease expires in September 2018, and they are negotiating a short-term extension. LACERS has a lease until March 31, 2023, with an option to extend to March 31, 2026. Presuming that Onni will contact LACERS at some point during its leasehold, LACERS is taking a proactive approach to engage a real estate brokerage firm to discuss possible scenarios and options to assist them should LACERS ever needs to negotiate with Onni. Any real estate negotiations are allowed to be discussed in Closed Session of the Board.

Portfolio Performance Review. NEPC, LACERS’ consultant, presented the Portfolio’s overall performance for the quarter ending September 30, 2017. NEPC began its discussion with an overview of the current market environment which is good news overall. Bonds were still doing well and Emerging Markets in particular, performed very well, with strong returns in China. Europe, the United States, and Japan continued to grow modestly. As for the Portfolio, it returned 3.99% and was valued at $16.7 billion for the quarter. In addition, all asset classes were within their target ranges. For the one-year period, the Portfolio returned 13.41%, slightly underperforming its policy index and ranking in the 13th percentile of its peers (with 1 being the best and 100 being the worst). In comparison to other time periods, the Portfolio returned 5.49% over ten years, 9.52% over five years, and returned 7.25% over three years. ACTUARIAL VALUATIONS The Board approved actuarial valuations for Fiscal Year 2018-19, presented by LACERS’ consultant, Segal Consulting. The actuarial valuations are used to establish LACERS’ funding status each year. The approved actuarial valuations were based on data presented at the end of June 30, 2017. The study is performed to determine whether the assets and contributions to the Plan are sufficient to provide our benefits. It also helps in figuring out the City’s contribution rates (how much money the City has

Asset Class

to contribute from the General Fund to LACERS). This stuff is pretty complicated, as attested by the big thick notebook that the Board members get every year on this topic. The report is filled with lots of percentages and numbers, but highlights of the report included: • The funded ratio of the Plan. This is a barometer of how well the Plan is doing by looking at the value of its assets versus its liabilities. When news reporters talk about the costs to the City to fund retirees’ pensions, they often comment about the “unfunded liability” of the City’s pension plan. The funding ratios reflect the degree to which our Plan is fully funded; in other words, if our Plan was fully funded at 100%, then the City would not have to make any contributions. That is actually the ultimate goal, but it takes a while to get there. Our Plan’s funding ratio increased just slightly from 71.39% to 71.40%; • The funded ratio for retiree health benefits. Using the same principles for the funded ratio of the Plan, the funded ratio for the health

TOTAL FUND PERFORMANCE Actual Market (Percent Target Minimum Maximum Value to Total (in millions) Fund)

United States Equity

$ 4,533.7

26.6%

24.0%

19.0%

29.0%

Non-United States Equity

$ 5,594.5

32.8%

29.0%

24.0%

34.0%

Fixed Income

$ 2,765.8

16.2%

19.0%

15.0%

22.0%

Credit Opportunities

$

804.0

4.7%

5.0%

0.0%

10.0%

Private Equity

$ 1,642.1

9.6%

12.0%

N/A

N/A

Real Assets (includes Private Real Estate and Public Real Assets)

$ 1,581.1

9.3%

10.0%

2.0%

8.0%

Cash (includes cash account and transition account) Total Value

$

MISCELLANEOUS NEWS

Photo credit: Monkey Business Images

138.4

0.8%

$ 17,059.6

100%

1.0%

0.0%

2.0%

Sad News. Commissioner Wilkinson reported on the passing of past Board Member Ken Spiker, after whom the LACERS Boardroom is named. Ken Spiker had a lifetime of public service, and served 18 years as a LACERS Board Member.

benefits increased from 80.49% to 81.12%. Comparing this figure to other cities, this is a very strong ratio, and our actuary always gives the City kudos for this achievement; • The unfunded liability. The unfunded liability for retirement benefits, using the percentages above, translates to $5.3 billion; for the health benefits, the unfunded liability increased from $545 million to $567 million.

Investment Policy. The Boardapproved Investment Policy is now available for review on the LACERS website: www.lacers.org. FUTURE BOARD MEETINGS

These increases are due to assumptions changes, including lowering the rate of return assumptions for the Portfolio from 7.5% to 7.25%, and also lowering the inflation rate from 3.25% to 3.00%. This means that the City’s contribution to the Plan will also increase for the 2018-19 Fiscal Year, by about 0.97%. The combined contribution rate of the retirement and health benefits, based on the chart below, comes out to 28.16%. That means that 28.16% of the City Payroll is what the City will contribute to the Plan next year to keep our benefits coming! This is the rate the City would use if it makes this payment on July 15, 2018.

January 9, 2018, 10:00 A.M., LACERS Ken Spiker Boardroom, 202 West First Street, Suite 500, Los Angeles, California 90012. January 23, 2018, 10:00 A.M., LACERS Ken Spiker Boardroom, 202 West First Street, Suite 500, Los Angeles, California 90012.

CONTRACTS

About the author: Gwendolyn Poindexter is a retired Managing Assistant City Attorney with the City of Los Angeles, attends the meetings of the LACERS Board of Administration, and reports on significant actions of the Board and on LACERS activities in the LACERS Update articles.

Real Estate Services. The Board has authorized the General Manager to negotiate an agreement with Travers Cresa, a tenant-oriented real estate brokerage firm, should assistance be needed to address the acquisition of Onni Group of the Los Angeles Times complex where LACERS is located. The Onni Group has publicly announced plans to begin construction in 2019 at the site, comprising of five buildings, two of which will be towers of 37 and 53 floors. Anticipated completion is in 2023. The Times Campus, as it has been referred to, as proposed will include commercial, residential, and retail. The plan is to retain the Times, Plant, and Mirror buildings; however, the existing Execu-

Photo credit: Monkey Business Images

ACTUARIAL VALUATION Percentage of City Payroll

Current Rate FY 2017-18 Tier 1

Tier 3

Recommended Rate FY 2018-19 Tier 1

Tier 3

Retirement

23.31%

19.38%

23.25%

20.20%

Health

4.91%

5.26%

5.06%

5.68%

TOTAL

27.22%

24.64%

28.31%

25.88%


ACEBSA RETIREMENT SERVICES YOUR RETIREMENT NEWS REPORT

Page 5

Wellness, Health & Nutrition

5 Surprising Facts about Pneumonia

Photo credit: YAKOBCHUK VIACHESLAV

Pneumonia can strike anywhere and anytime, the American Lung Association reminds us. A serious, potentially life-threatening lung infection, pneumonia is primarily caused by viruses, bacteria or fungi that are transmitted from one person to another. The most common type of bacterial pneumonia is pneumococcal pneumonia.

1

Pneumococcal pneumonia can be serious. If you are 65 or older, your risk of being hospitalized after getting pneumococcal pneumonia is 13 times greater than for younger adults aged 18 - 49, and for those requiring hospitalization, they have an average hospital stay of six days. In severe cases, pneumococcal pneumonia can lead to death. Symptoms typically have an abrupt onset and may include coughing, difficulty breathing, shortness of breath, chest pain, high fever, excessive sweating and shaking chills.

2

It doesn’t happen only during winter. Pneumococcal pneumonia is not a cold or the flu; you can get it any

time of the year. Although rates of pneumococcal pneumonia tend to increase in the fall and winter months, cold air does not cause pneumonia, including pneumococcal pneumonia. Pneumococcal pneumonia can be spread by coughing or close contact with an infected person, no matter the season.

Winter Wellness Tips A busy lifestyle and cooler weather can take a toll on the body, especially for those who suffer from chronic aches and pains. Whether the cause of your pain is due to injury, stress, or poor sleep, there are many ways to feel better while avoiding future pain. To stay well this season and naturally manage muscle pain, consider these tips from professional ballroom dancer Tony Dovolani, who’s no stranger to the subject of pain management. • Stretch. Stretching is not just for before or after a workout. Stretch throughout the day to keep blood flowing, particularly if you have a job that keeps you sedentary. • Eat right. Your diet should include lean protein and healthy carbs. “And I eat my vegetables, too!” says Dovolani. “Mainly spinach, string beans and broccoli.” Figure out which vegetables you like best, and be sure to incorporate them into your diet. • Hydrate, hydrate, hydrate! Water is necessary for muscle repair. Drink water throughout the day and especially when you’re active.

• Apply heat. Heat is a timeless remedy, and it’s clinically proven to relieve pain associated with muscle tension and stress, helping to relax muscles and improve blood flow. The increased blood flow restores oxygen and nutrients to inflamed areas to help accelerate healing. “After every rehearsal and performance, I use heat to soothe aches and pains and improve blood flow to my neck and shoulder muscles,” says Dovolani, whose pain relief routine includes using The Sunbeam Renue Neck Wrap. “It’s great for providing relief to the back of my head, neck and shoulders.” Because it features an adjustable neck collar that contours to the shape of the neck of the user, it can provide high-level, concentrated heat for targeted relief. Don’t let aches and pains set you back. With a healthy, active lifestyle and simple, natural remedies, you can always feel your best. Source: www.statepoint.net

3

Even healthy adults are at increased risk. One of the most important things to know is that for adults, risk increases with age as our immune system weakens and can’t respond as effectively to infection. Which means that otherwise healthy and active adults are at increased risk for pneumococcal pneumonia.

4

Chronic health conditions can also lead to increased risk. Other factors, like your lifestyle and certain chronic health conditions, can also increase your risk. Smoking, alcoholism and certain chronic medical conditions, such as diabetes, asthma, chronic ob-

Continued on page 8

Photo credit: Carme Balcells

FAMILY TRADITIONS By Gracious Imbeah

Families have made anything from cooking recipes to how they celebrate various occasions and holidays timehonored traditions. Some traditions are fun-loving, others so touching, but most are remembrances that most of the family members hold dear, as they date back to many generations. Many continue to start new traditions, whether for all family members to slap the turkey before cooking it during Thanksgiving Day celebrations, or sleeping through Christmas Day, they continue to develop various rituals around new inventions and events. Most family traditions are based on common memories of our customs, cultures and outlook on life that are passed on from one generation to another. They tend to be very distinctive, reflecting on the diverse nature of America. Native Americans may not have any immigrant stories to share, but their life experiences give them a narrative with a distinct culture and outlook to pass on from generation to generation, like-

wise traditional mainstream Americans’ traditions may be very different from the narratives of African-Americans. Most of the time, it behooves the older generation to teach the younger ones about these traditions, and whenever the older generation takes proper interest in passing on the family traditions, Photo credit: PR Image Factory it gives the younger generation their identity, systems of be- reliant, are losing their distinctive labels liefs, and ensures the preservation of due to marriages, or the impact of new their way of life for centuries. wealth and educational attainment. The Shifting dynamics in family make- new social classes blend their family ups, too, are affecting family traditions. traditions or develop new narratives of Blended families of different races or their own, and as more people come to ethnicities enjoy enriched family tradi- better understanding of each other, and tions. Families previously classified as new developments and inventions creegalitarian, neo-traditional, and self- ate the newly rich among the younger

generations, they will form new narratives from the newly developed social circles that usually are so different from the ones they grew up in. Some younger generations presently skip the big traditional holiday celebrations, and instead of cooking and inviting friends and neighbors, they simply go to a good restaurant to eat. There is an underbelly to family traditions too, where some undesirable characteristics are passed on from generation to generation. Some cultures are known for their abusiveness of women (wives) and children, alcoholism, and cycle of welfare dependence. It is important, though, that we pass on the intimate knowledge of our family traditions to our children, to help them develop pride in who they are and help them become well-adjusted and selfconfident. Family bonds are also developed through time spent together learning these family traditions.

IN THE COMMUNITY

Page 6


Things Change, People Transition By Lisa B. Montgomery

What is transition? How is it different from change or is it different? Why does it matter? In fact, change and transition are different. Change and transition are also related. Change is a word whose definition we tend to more easily understand: “to make something different.” Transition is a bit more complex: “a movement, development, or evolution from one form or stage to another.”

Direct Change. Commit to letting go of old behaviors, decide which new ways of being now serve you, define necessary resources, and create a plan to implement. Act, in support of the new you required of this transition. The danger in neglecting the internal transition is becoming someone who moves from change to change. This is the person who moves from relationship to relationship or from job to job, using change to avoid transition. This is the person who leaves a job abruptly complaining about the terrible manager rather than stopping to notice a career pattern, rather than looking to see what it is about oneself that continues to find such bosses (or relationships), again and again.

William Bridges captures the definition best in his book “Transitions Making Sense of Life’s Changes,” when he says, “Change is your move to a new city or your shift to a new job. It is the birth of your new baby or the death of your father...In other words, change is situational. Transition, on the other hand, is psychological. It is not those events, but rather the inner re-orientation and self-redefinition that you have to go through in order to incorporate any of those changes into your life...Unless transition happens, the change won’t work, because it doesn’t ‘take.’” Sometimes change comes first, initiating a transition. Take for example relocation. You just moved across the country or far enough North, South, East, West to feel like a big move. You are learning a new career or a different job, creating a new community, meeting new friends, trying to find a new doctor, dentist, drycleaner... You are starting over. While the move came first, the letting go of an old life (transition) followed in service of creating the new life, the new you.

Photo credit: All kind of people

Many of us feel tremendous change and transition right now because of the instability felt in the world at large and yet, transition has always been (and will always be) a part of our lives. We transition from the bottle to a cup, from a crib to a big bed, from home to school, from childhood to adolescence, to college, to career, to marriage, to parent, to health issues big and small, to changing careers, to changing friendships, to empty nest, to divorce, to death, to parents of our parents - the list goes on.

Sometimes transition comes first, requiring a change. Take for example, again, relocation. Maybe the change, the relocation, was initiated by an internal want. Maybe the need for something different or more was so strong that it was the catalyst for your decision to relocate, to pursue a different career or new job or new place to live.

The way in which we know ourselves fades, is no longer wholly relevant and so we must create a new identity which incorporates this change or new situation. In every transition there is an ending (who we were) and a subsequent beginning (who we will be) and in between a very messy period. This isn’t to say that every fiber of our being changes, it doesn’t as likely our value system is static.

Bottom line, change is typically external and situational whereas transition is internal, involving a letting go of an old way of being and behaving so that a new, more relevant you can emerge.

In the mess or gray area comes opportunity. We often shy away from the mess because it’s unclear, uncertain, unstructured, well, just plain messy. And yet, if we reframe our understanding and

thinking, the messiness can be an opportunity for creativity, for considering new possibilities and new ways of being. There really is opportunity in change, and that doesn’t mean it’s easy. Transition is difficult. How difficult? The level of difficulty is impacted by the significance of the change, our innate temperament, attitude, and resiliency, as well as our learned methods for stress management. Whether you realize that you are in the middle of a transition or whether something about your life simply feels “off,” what do you do?

Get Clarity. What do I know to be true? What am I feeling? What behaviors no longer fit or serve me? What do I need to let go of... about what I’ve believed or assumed, about how I’ve always been or seen myself? What do I want most out of life?

Recognize Choice. What choices (possibilities) do I have surrounding this change or situation? How might my value system help me sort through the choices? What might I do to create a new, more relevant me?

Life brings us two constants, change and transition. Change will only intensify as we travel through the 21st century. How do you want to deal with the lifetime of change and transition ahead? What if you considered change from a perspective of optimism and opportunity? What if you entered into transition being more planful and intentional? Or, what if you decide to simply move from change to change without ever really taking a moment to reflect on the impact, or the necessary transition, preferring to react to the external world and ignore your internal world? Do you wash and wax your car and completely ignore the engine? You decide. About the author: Lisa B. Montgomery is a certified professional coach who helps people navigate life transitions successfully through intentional action. She is passionate about helping people get what they want most out of life and believes in the inherent potential of people and the limitless possibility in every situation. Lisa is the founder of Three C Coaching, a graduate of the Hudson Institute of Santa Barbara and a member of the International Coaching Federation (ICF). Article Source: http://EzineArticles.com/expert/Lisa_B._Montgomery/244437

RE-ENERGIZING OURSELVES continued from page 1

our foods, it doesn’t matter whether we eat fast food or vegetables. We have to cut 200 calories from our food each day to help us achieve a desired weight, and that exercising alone has no effect on weight loss. Our spiritual renewal is mostly based on rituals related to our faiths, and they mostly emphasize forgiveness, humility, righteous living, loving our fellow men, and burning the chaff in our spiritual journeys. So let’s resolve to stay healthy and happy through determined steps of rejuvenation.

Photo credit: wavebreakmedia

About the author: Gracious Imbeah is the Publisher and Managing Editor of Mannebiz Publications, the Publisher of Africa’s Home News, as well as Ghana Muntie. He also wrote for Examiner.com as Poverty Examiner, covering the Antelope Valley area.

JANUARY 15, 2018

Happy New Year to You and Your Family Board of Directors/Team ACEBSA

IN THE COMMUNITY


I M P O R TA N T A N N O U N C E M E N T !

2017 Tom Bradley Scholarship Awards

Page 7

How Parents Can Have a Device-Free Meal with the Tap of a Button

By Tom Bradley Scholarship Committee

The ACEBSA Board of Directors and the Tom Bradley Scholarship Committee are pleased to announce the award of twelve Tom Bradley Scholarships to twelve outstanding students who are pursuing their education goals and dreams. In addition, the twelve recipients met all requirements of the application process, and the Committee awarded a total of $11,300 in Tom Bradley Scholarships in 2017. The ACEBSA Board of Directors, the Tom Bradley Scholarship Committee,

and Team ACEBSA, extend their warm and heartfelt congratulations and best wishes to all Tom Bradley Scholarship recipients! We look forward to hearing about their educational journey and accomplishments—through their college years, and beyond, and we promise to post any correspondence that we receive from them. We would like to thank everyone for their participation and patience during this comprehensive evaluation process.

Photo credit: Minerva Studio

Technology, the plethora of devices, such as smart phones and tablets, and social media have brought convenience to our finger-tips today in ways that we didn’t know were possible just a few years ago. It has made life easier for families and businesses in so many ways, more than we can count. But, with that immediate gratification we, as a society, have some serious consequences to consider and address. Photo credit: Syda Productions

We are pleased to announce the award of a “2017 Tom Bradley Scholarship” to the following students:

Recipient

Jared A. Appling Brittany E. Carr

College/University

University of California - Los Angeles University of Houston -College of Education

ACEBSA Member

S. Guzman J. Carr

Corey L. Duncan

Azusa Pacific University

J. Duncan

Hannah N. Harrison

Portland State University

M. Harrison

Kaliyah McGlothen

Grand Canyon University

T. McGlothen, Sr.

Alvin P. Ong Jeffrey G. Palmer II

University of California - Santa Barbara The University of New Mexico

V. Ong J. Palmer

Justin Palmer

DePauw University

J. Palmer

Matthew Paster

Pepperdine University

M. Paster

Rosalia Rojas

California State UniversityF. Rojas Northridge

Adonn D. Turney

Northern Arizona University D. Turney

Sheimeikaa R. Wagstaff

Northcentral University

S. Wagstaff

Congratulations to ALL recipients of the “2017 Tom Bradley Scholarship!” Please let us hear from you, and ALL the best!

A new Comcast survey shows that the majority of parents across the country believe that disconnecting from devices during mealtime improves fam-

ily bonding, with more than 2 in 5 (42 percent), not able to remember the last time their family had a device-free meal. However, children aren’t the only ones to blame: More than half (52 percent), of parents have been told by their children to put their cell phones away during meals. A new DeviceFreeDinner campaign featuring comedian Will Ferrell captures this very issue. Comcast offers a solution for parents called Xfinity xFi, a new way for users to personalize, monitor, and control their home Wi-Fi, including the ability to instantly pause Wi-Fi connectivity by user or device.

Continued on page 9

F O R I M M E D I AT E R E L E A S E :

LAFCU’s Board Election Annual Meeting in March 2018

TO: LAFCU Members

LAFCU will host its Annual Meeting on Tuesday, March 27, 2018, at 5:30 P.M., at its LA Mall Branch, located at 201 North Los Angeles Street in downtown Los Angeles. Annual status reports will be presented to members by the Board’s Chairperson, Board Treasurer, Supervisory and Credit Committee Chairpersons, and the President/CEO. The results of the Annual Board Election will also be announced, and copies of the 2017 Annual Report will be distributed. Members can also access and download the 2017 Annual Report from LAFCU’s website at: www.lafcu.org, after the Annual Meeting. The following members of LAFCU’s Board of Directors were up for re-election in 2018, along with their current position, and would serve for a 3-year term: Office 7 – Denise McGee (Director) Office 8 – Terry Manocchio (Secretary) Office 9 – Abe Rasheed (Director) This year, each Board member above was automatically re-elected by Acclamation, since no Credit Union member submitted a completed petition by the November 21, 2017, deadline. As a result, no ballots will be mailed for this election.

The incumbents were nominated by a Nominating Committee, and each nomination was accompanied by a signed statement from each of the nominees, agreeing to the nomination and pledging to serve, if elected. At the first meeting of the Board, following the Annual Meeting on March 27, 2018, appointments will be made by the Board to the committees for the terms scheduled to expire. Would you like to be considered for appointment to one of the Board’s Committees in 2018? There are two committees appointed by the LAFCU Board of Directors: The Supervisory Committee and the Credit Committee. The Supervisory Committee is responsible for the credit union’s internal auditing and the Credit Committee regularly evaluates member loan requests. If you are interested in serving on either Committee, you can e-mail a Letter of Interest to: [email protected] by March 2, 2018. Applications not selected will remain on file for two years, in the event of a vacancy. An important qualification for Board and Committee positions is the willingness to volunteer time to serve the LAFCU and its members.

LET’S TALK SPORTS

Page 8


SPORTS

The College Football Coaching Carousel by D. Willis | Contributing Columnist

ual abuse scandal that ran rampant for so long. And that’s exactly what led Tennessee fans to bring out their pitchforks in protest of Schiano’s pending hire. In the end, it wasn’t just fans, but local politicians, sports writers, and alumni that vocally opposed his hiring. Within the course of about 12 hours, the university pulled out of its offer to make Schiano the head coach. It was a bad look for the university, and it ultimately cost the athletic director his job. What a mess. There’s an old saying that if you coach with the fans, you’ll wind up with the fans. Right or wrong on Schiano, Tennessee really screwed the coaching search up, caving to its fans. Maybe next time it names a coach, the university can just conduct a social media poll.

Jimbo Fisher Leaves Florida State

Why? Because of the new NCAA rule designating an early signing period, starting on December 20 - nearly a month and a half before the actual signing day drops in early February. Yes, due to this recent change, schools don’t have time to weigh their options--if they want to ensure they keep recruiting classes intact. In other words, gone are the days of schools waiting until after the bowl season shakes out to name successors due to the later,

Let’s start with the cringe-worthy coaching search. Tennessee parted ways with former coach Butch Jones prior to season’s end, presumably, to get a jump start on its coaching search. It decided on Greg Schiano, who was then serving as the Ohio State defensive coordinator. Schiano is no slouch of a coach. He’s been a head coach in the NFL for the Tampa Bay Buccaneers and was a winner at Rutgers, the latter which seems unheard of these days.

The college football coaching carousel was an entertaining and engaging one this past December, and with an early signing day now in the sport, it’s only going to become more of the same moving forward. Expect to see schools firing coaches sooner, in an effort to jumpstart their searches before others. After all, nothing can kill a recruiting class like a college football staff in flux, especially with how easy it is for other coaches to swoop in at the last minute.

Unfortunately, Schiano also formerly served as an assistant at Penn State during the Jerry Sandusky era, and has been linked to covering up the child sex-

About the author: D. Willis is a freelance Sports Writer and an avid sports enthusiast.

Jimbo Fisher (right) takes the field with Seminole player. Photo credit: Ruth Peterkin

Like us on

continued from page 5

5

The good news: You may be able to reduce your personal risk. As a preventive healthcare measure, vaccines work by teaching the body’s immune system to recognize and defend against harmful viruses or bacteria before getting an infection, and reduce the chance of getting certain infectious diseases. But rates of vaccination among U.S. adults remain low, lagging well behind

Chip Kelly Back in College Football

What a Mess at Tennessee

February signing day; tthey have to act promptly. And, that’s just what the aforementioned schools did--for better or for worse. What resulted was one cringeworthy storyline, one entertaining (and surprising one), and a lot of intrigue.

5 Surprising Facts about Pneumonia structive pulmonary disease (COPD) or a suppressed immune system, increase your risk for pneumococcal pneumonia. In fact, for adults 65 and older living with COPD, the risk for contracting pneumococcal pneumonia is 7.7 times higher than their healthy counterparts, and those with asthma are at 5.9 times greater risk.

Rumors swirled about Fisher’s pending departure from the get go, causing angry fans to disrupt his radio show amid the speculation. But we really got confirmation that Fisher was bolting when pictures circled on social media of a Christmas tree set out curbside--in front of his house, several weeks before Christmas. What says “we’re moving” like leaving your Christmas tree out for garbage pickup prior to the Christmas holiday? Unfortunately for Seminoles fans, the stunt wasn’t just an overblown way of telling his kids they were on Santa’s “naughty list.”

Chip Kelly’s up-tempo offense never translated to the NFL in his stints with Philadelphia and San Francisco. He runs an offense that’s perfect for college, as evidenced by his resume he amassed while at Oregon. Now, he’ll have a chance to prove it again when he returns to the Pac-12 as head coach of UCLA. We doubt he’ll have stud quarterback Josh Rosen under center next season, but I think it’s safe to say that Kelly has found the perfect place to resurrect his coaching career.

Nebraska’s Memorial Stadium. Photo credit: Ken Wolter

There’s always coaching openings in college football, and this year has been no different, as high-profile programs such as Florida, Texas A&M, Tennessee, UCLA, and Nebraska all parted ways with their former coaches at various points of the season. But, the big difference between this most recent season and previous college football seasons is that universities were under more pressure to name a new head coach sooner.

Onto the surprising--and entertaining--coaching shuffle, that being: Jimbo Fisher jumping ship after eight seasons at Florida State to go to Texas A&M. It’s an interesting move. Yes, the Seminoles had a bad year, but that can largely be attributed to the season-ending injury their starting quarterback suffered early in the year. It’s also interesting that he’d

bail on Florida State and playing in the ACC to go to a school that competes in the SEC West, against powerhouse Alabama at least once per year. But so be it, it happened. After all, money talks.

expert recommendations and federal goals. The Centers for Disease Control and Prevention’s (CDC) Advisory Committee on Immunization Practices recommends that all adults 65 years or older receive pneumococcal vaccination. If you are 65 or older, talk to your doctor to see if you are up to date on your CDC-recommended adult vaccinations, and take a personal risk assessment at Lung.org/pneumococcal, developed by the American Lung Association in partnership with Pfizer. This year, brush up on the signs and risk factors of pneumococcal pneumonia, as well as strategies for prevention, particularly as you age. Source: www.statepoint.net

By D. J. Evans

Like us on Facebook and be automatically entered to win one of the following: 2 THEME PARK TICKETS (choose from Disneyland, Knott’s Berry Farm, Universal Studios, Magic Mountain); 2 MOVIE TICKETS (choose from AMC, Regal, Pacific Theaters, LAEMMLE, Krikorian, or Harkins) A $25 GIFT CARD (choose from Macy’s, Starbucks, Red Lobster, Olive Garden), or a $20 GAS CARD Winners will be announced every month! Thank you, and we would love to hear from you!!! Facebook.com/ACEBSALA


LET’S TALK SPORTS!

Page 9

SPORTS JANUARY SPORTS ROUNDUP by D. Willis | Contributing Columnist

Happy 2018 to you! The college football and NFL regular seasons are behind us, the Heisman Trophy has been awarded, and now we’re counting down the days until pitchers and catchers report to spring training, the Super Bowl, and the NBA and NHL playoffs. But that’s not to say there hasn’t been a lot of noteworthy items to catch up on since last month. Here’s a look at some of the sports stories you may have missed:

what the colorful coach had to say in a near 2 minute rant on the topic of weddings. We paraphrase: Everyone that’s a part of the wedding goes crazy. Your bride will want you to be a part of planning, but will wind up doing it all herself, anyway, and get mad at you that you’re not helping. You’ll wish you would have eloped. Never change Mike Leach.

One Emotional Touchdown

5-on-3 College Basketball Usually, we only see 5-on-3s in hockey, like when a team takes two minor penalties within a two-minute span and, therefore, has to play two men short for a certain period of time. But, we saw this on November 25--in a college basketball game between Alabama and Minnesota. Yes, you read that right--a college basketball game. And Alabama was forced to play with only three players for about 10 minutes of the second half after the Crimson Tide’s entire bench was ejected, and the other two players on the floor either fouled out or went off injured. Amazingly, Alabama played pretty well two men short, and nearly pulled off the upset. Minnesota wound up winning the game, 89-84. A basketball game where a team plays 5-on-3 brings new meaning to the phrase, “You don’t see that every day.”

Marquise Goodwin of the San Fransisco 49ers. Photo source: sportsnaut.com

LiAngelo Ball Out at UCLA It’s been an interesting season already for UCLA. It didn’t exactly start well when four players were arrested and detained for shoplifting, while playing an overseas tournament in China. Then, there was the back and forth bickering between LaVar Ball (father of freshman UCLA player LiAngelo Ball and former Bruin, now Los Angeles Laker Lonzo Ball) and the President. And, if we weren’t already sick of LaVar Ball, he made headlines again when he pulled son LiAngelo out of UCLA last month. Look, there’s no secret that LiAngelo wasn’t as high of a prospect as his older brother, Lonzo. And that’s OK. LiAngelo was on scholarship at one of the best basketball schools in the country and could have had a chance to really enjoy the college experience. Not anymore. It’s a bad look for one of the most controversial figures in sports these days, and LaVar Ball doesn’t even play.

Sideline Interference

Nate Mason of Minnesota. Photo source: oddsshark.com

If any Ohio State fans were peeved about falling behind 14-0 to arch-rival Michigan in the annual end-of-year clash this past November, Buckeyes head coach Urban Meyer delivered a pretty good excuse in his post-game press

conference as to why. Turns out, Ohio State star quarterback J.T. Barrett was accidentally slammed in the knee with a camera on the sidelines prior to the game, forcing his knee to lock up. Meyer said for a while it didn’t look like Barrett was going to be able to play at all. Barrett did go on to play, shaky at first before settling in. Still, he was forced out of the game in the third quarter when the same knee locked up. It didn’t matter, the Buckeyes wound up beating Michigan yet again, 31-20. And while Barrett’s pre-game injury raises questions about just who and how many people should be permitted sideline access at college football games, we think Meyer’s calling for a “investigation” into the matter is a little bit of a stretch. Settle down, Robert Mueller.

We certainly hope we weren’t the only ones who saw the touchdown that San Francisco wide receiver Marquise Goodwin caught in an otherwise meh game in the midst of a meh season for the 49ers last November. After catching an 83-yard touchdown pass in a game against the Giants, Goodwin looked to the sky then collapsed in the end zone, apparently caught up in emotion. After the game, we found out why, as Goodwin shared on his Instagram that he and his wife had lost their newborn son just hours before the game that day--after he was born prematurely. Sports are nothing more than entertainment and fun for most fans, but there are still certain moments that knock the wind out of you. Yeah we know, it’s getting dusty in here.

Mike Leach Has Advice for Engaged Couples Mike Leach: Football coach and marriage counselor. No, that isn’t the title of some ill-fated sitcom, it was real life when a Washington State beat reporter asked the coach for wedding advice earlier in the college football season. Leach’s response didn’t disappoint. In case you’ve yet to watch the video, here’s the skinny of

Mike Leach. Photo source: smartwiki.xyz.

About the author: D. Willis is a freelance Sports Writer and an avid sports enthusiast.

How Parents Can Have a Device-Free Meal with the Tap of a Button continued from page 7 The “pause device” feature is the most popular xFi function, with users tapping and pausing about five million times since launch, most often between the hours of 6:00 p.m. and 9:00 p.m.” Parents will be happy to learn that they are not alone in their concerns about screen time and its effects. Comcast’s nationwide study of parents, conducted by Wakefield Research, also found: is bonding time - Nearly • Dinnertime every (98 percent) parent surveyed agrees that disconnecting from de-

vices during mealtime improves family bonding.

parents have an especially • Millennial hard time remembering the last time

they sat at the dinner table without a device at the table (49 percent), compared to Gen Xers (37 percent) and Boomers (33 percent).

screen time - Parents ad• Sneaking mit to taking away their children’s devices an average of once per week and more than half (56 percent), have found their children trying to sneak their devices when they were banned from them.

to extremes to disconnect • Going Nearly one-third (31 percent) of parents make their children leave their devices in a basket before bedtime, while 14 percent go so far as to disconnect their modems to stop Wi-Fi usage.

The American Academy of Pediatrics recommends that parents develop personalized plans for their children’s device use, warning that excessive screen time can displace important activities such as face-to-face interaction, family time, outdoor play, exercise, and sleep.

“Technology should adapt to meet our customers’ needs, not the other way around,” says Eric Schaefer, Senior Vice President of Internet and Communications Services for Comcast Cable. With xFi’s ‘pause device’ feature, parents have the power to decide when it’s time for family members to connect with each other, rather than their devices.” For more information about Comcast’s xFi, go to: www.xfinity.com/xfi. Source: www.newsusa.com

FOOD & HEALTH

Page 10


LET’S COOK!

Happy, Healthy Meal Planning Planning a full meal – appetizer, main course and dessert – can be difficult for many home chefs. Having an eye toward nutrition to go along with taste can make it even more difficult.

Seared Polenta Rounds with Mushrooms and Caramelized Onions

Combine these two high priorities, flavor and nutrition, with these health- conscious, full menu recipes for Tuscan White Bean Soup, Seared Polenta Rounds with Mushrooms and Caramelized Onions, and Apple Spice Bread. Find more healthy mealtime solutions at Culinary.net.

Tuscan White Bean Soup

Bolder, Healthier Meals

Begin with Beans Eat healthier and save a little money by adding beans to your meals. This soup recipe blends creamy, home-cooked navy beans with healthy veggies like carrots, onions and leeks for a warm, tasty appetizer. Find more nutritious recipes at aicr.org. Reprinted with permission from the American Institute for Cancer Research Servings: 6

Ingredients 1 1

cup dried navy beans cold water leek, white part only, cut into 1-inch pieces 3/4 cup coarsely chopped onion 1/2 cup chopped carrot, 3/4-inch pieces 1/2 cup chopped celery, 3/4-inch pieces 1/4 cup flat-leaf parsley leaves, loosely packed 1 tablespoon extra-virgin olive oil cups reduced-sodium vegetable or 4 chicken broth 2 cups water 1 teaspoon finely chopped fresh rosemary salt, to taste freshly ground pepper, to taste

One of the challenges of cooking at home is creating bold and unique flavors with healthy, organic and wholesome ingredients without spending hours in the kitchen. With the right tools, you don’t have to go to extremes or make drastic changes to eat healthy.

Directions 1. Place beans in deep pot and cover with cold water to 1 inch above beans. Bring water to boil and simmer, uncovered, 1 minute. Remove from heat, cover and let beans sit 1 hour. Drain.

Start your journey toward bolder, healthier meal options with this Seared Polenta Rounds with Mushrooms and Caramelized Onions recipe. Find more organic ways to add nutrition to your meals at seedsofchange.com.

2. In same pot, cover beans with cold water to 2 inches above beans. Over medium-high heat, bring to boil. Cover pot partway so it does not boil over; simmer beans until soft and creamy, 45-60 minutes. Set beans aside in cooking liquid until ready to use.

Recipe courtesy of Tiffany from the blog ParsnipsandPastries.com Servings: 5

3. In food processor, pulse leek, onion, carrot, celery and parsley until finely chopped and moist. 4. In medium Dutch oven or small soup pot, heat oil over medium-high heat. Add chopped vegetables and cook, stirring, 5 minutes, or until soft. Cover tightly, reduce heat and cook 10 minutes. Increase heat and cook until golden, 8 minutes, stirring occasionally. 5. Add broth, 2 cups water and rosemary. Simmer, covered, until vegetables are soft, 20 minutes. Remove from heat and use immersion blender to whirl soup until partly pureed with some vegetables bits remaining.

Ingredients 1 large yellow onion, sliced 1 tablespoon butter 1/2 tablespoon olive oil, plus additional for searing 1/4 cup vegetable stock 10 ounces cremini mushrooms, sliced 4 ounces shiitake mushrooms, sliced 3 cloves garlic, minced pepper, to taste 1 pouch SEEDS OF CHANGE Organic Mushroom Simmer Sauce 1 tube (18 ounces) prepared organic polenta 10 teaspoons shaved Parmigiano cheese fresh parsley

6. Add 2 cups drained, cooked beans to soup. Return pot to heat and cook until beans are heated through. Season soup, to taste, with salt and pepper. Divide soup among six deep soup bowls.

Directions 1. Caramelize onions. 2. Heat butter and 1/2 tablespoon olive oil over medium heat until hot. Add sliced onions to butter mixture and stir gently to coat. Spread onions in one layer, and cook until golden brown and caramelized, stirring every 5 minutes for about 40 minutes, or until caramelized. 3. Once caramelized, add vegetable stock to deglaze pan and scrape browned bits. Add mushrooms and garlic, and season, to taste, with pepper. Cook until mushrooms are browned and tender. Stir in mushroom sauce, lower heat and bring to slow simmer. 4. Cut polenta tube into eight even rounds. Sear polenta rounds in bit of olive oil and season each side with pepper. Cook until polenta is golden brown on each side, about 4-5 minutes per side. Transfer to plates. 5. Spoon mushroom mixture over polenta rounds and top with 2 teaspoons Parmigiano cheese per serving and fresh parsley.

Amazing!

Apple Spice Bread A Nutritious Treat Finish off a nutritious family meal with a dessert that doesn’t go overboard. This Apple Spice Bread can cap the evening off with a tasty yet health-conscious treat including Granny Smith apples. Visit aicr.org to find more healthy and nutritious recipes. Reprinted with permission from the American Institute for Cancer Research Servings: 10

Ingredients

Directions

2

1. Heat oven to 350 F. Coat 9-inch loaf pan with cooking spray. Peel and grate apples. Toss with lemon juice to prevent browning.

Nonstick cooking spray medium Granny Smith apples (about 2 cups) 3 tablespoons fresh lemon juice 1 c up all-purpose flour 1 cup whole-wheat flour 2 teaspoons baking powder 1 1/2 teaspoons ground cinnamon 1/2 teaspoon allspice 1/4 teaspoon salt 3/4 cup packed light brown sugar 3 tablespoons canola oil 1 egg, lightly beaten 1 teaspoon vanilla extract

2. In large bowl, combine flours, baking powder, cinnamon, allspice and salt. Mix well. Make well in center and set aside. 3. In medium bowl, combine apples, brown sugar, oil, egg and vanilla. Mix well. Add mixture to dry ingredients and mix until just blended. Transfer batter to prepared pan. 4. Bake 1 hour, until toothpick inserted near center comes out almost clean. Cool in pan on wire rack, 10 minutes. Remove from pan and cool completely.

TRAVEL


This kind resident in Mesta’s town square welcomes visitors into her home, and offers them chocolate, on the condition that they leave money, just smiles.

Page 11

Port and Chios Town

CHIOS, GREECE by Greg Nelson | Contributing Columnist

Who knew that Chios (“Heeoos”) is the fifth largest island in Greece? Certainly not my wife or me. Its harbor is small enough that the large cruise ships can’t dock in it. That gives it the advantage of not being overwhelmed by thousands of tourists swarming an island at the same time. So, our visit was quite pleasant. Chios is often referred to as the Mastic Island. The southern part of the island is the only place in the world where mastic trees grow, and are still commercially harvested. During antiquity, Chios was a prime target for pirates and other invaders because of the mastic. The medicinal properties of mastic gum turned the island into a huge pharmacy that needed to be protected. It has antibacterial properties, and has been used to treat diabetes, bronchitis, sensitive gums, stomach ulcers, and other ailments. Additionally, Rubens used it to stabilize his paints, and it can whiten teeth and seal planks in wooden ships. So, you can see how valuable it was to pirates and armies after years of pillaging, plundering, and fighting. Today, it’s still used for chewing gum, toothpaste, and making liqueur, all of which are available from friendly vendors across the island. And mastic oil is used on furniture and musical instru-

ments, and in making surgical threads. Harvesting mastic is a painfully slow process. Slits cut into the tree at the right time of year allow the resin to drip down the trunk where it dries, is chipped off by hand, and cleaned. For the effort, mastic sells for about $80 a pound. But don’t plan on becoming a mastic farmer. New trees take 50-60 years to mature. Chians claim that Homer and Hippocrates were born on their island, but those aren’t their most controversial claims. Not by a longshot. Chians have joined the list of those claiming that their homeland was the birthplace of Christopher Columbus. If you ask around, it’s possible to find families that claim lineage back to the explorer. The island was home to two world class maritime colleges, one for captains. We know that Columbus studied at one of them for two years, while Chios was part of the Republic of Genoa. Some authors have pointed out that Columbus never claimed to have come from Genoa (the city), but rather from the Republic, which included land under Genoese control. Apparently, not satisfied with angering the Italians, the Chians also want to be known as the Land of Tulips. It’s generally accepted that tulips were brought to the Netherlands from areas in or near Turkey and Persia. Chios is less than five miles from Turkey, so

Church of the Holy Apostlevs (Mesta)

that helps form the basis for the argument that it was their tulips that were first taken to the Netherlands by a Dutch visitor. Chios is comprised of craggy mountains, waterfalls, forests, and fruit and nut tree groves, which, along with the mastic, made it tantalizing to invaders. Castles, forts, and watchtowers dot the landscape. Half of the island’s population lives in Chios Town where the main port is located. The Genoese built the Castle of Chios in town during the 14th century. The coastal town of Mesta is one of the towns built between the 14th and 16th centuries in the area of the mastic trees. It is surrounded by thick Genoese-constructed walls. Walking through this fortress town of 300 people is like a step back in time. Another town near the mastic trees is Pyrgi. It is called the Painted Village

because of the unique gray and black geometrical patterns known as xysta on the building facades. They are created through an elaborate process using cement, asbestos, and volcanic sand. The Church of the Holy Apostles (Peter and Paul) in Pyrgi was built in the 14th century, and is worth a visit. Its interior paintings date to 1665. Elsewhere on the island, Nea Moni is an 11th-century Byzantine monastery, and a World Heritage Site. It is now a convent. Inside, its mosaics are wellpreserved examples of the mid-Byzantine period. The uninhabited village of Anavatos, or Ghost Village, protected the west coast from pirates. There are many beaches on the island--black sand beaches, isolated beaches, beaches with clear blue water-take your pick. The waterfront in Chios Town is lined with shops and tavernas. However, be aware that there is no road that bypasses the waterfront, so north-south traffic can make the area noisy and congested. One of the more popular restaurants is Tsivaeri Ouzeri on the waterfront. Some specialties include spiced and grilled mackerel, onion cake, shrimp, fried tomato balls, and anchovies, bream, and sardines. To learn more, visit https://www.chios.gr/en/.

Calcium carbonate beneath the mastic trees protects any resin that falls to the ground. (Chios Mastic Museum)

Pyrgi resident prepares a meal.

About the Author: Greg Nelson is a retired General Manager at the Department of Neighborhood Empowerment. He can be reached through e-mail at [email protected].

THE LAW AND YOUR MONEY

Page 12


A Lawyer’s Perspective by Ron Sokol | Contributing Columnist

n You can send any questions that you may have to: [email protected]. Q: Q: We got bumped off an airline flight that we had long ago booked. Doesn’t the airlines owe us money at least? A: Research indicates that overbooking is not illegal. Airlines overbook, in part, because of possible no-shows. If you are going to be bumped, however, the United States Department of Transportation (“DOT”) requires the airline to first inquire if there are passengers who are willing to voluntarily give up their seats, in exchange for compensation. If you are bumped without consent, you are entitled to a payment, with a few exceptions. You should also be provided a written statement explaining why you are being bumped, and your rights to compensation. For example, if you are going to be more than one to two hours late to your destination (one to four hours on international flights), you are entitled to a maximum of $675; if you will be later than two hours (four hours internationally), you are entitled to a maximum of $1,350. Indeed, you are supposed to

get a check, not just vouchers, and you are entitled to ask for the check while there. Q: When I picked-up my suitcase at the airport, it was damaged. When I got home, two items inside the suitcase were broken. What are my rights? A: The DOT indicates that if your suitcase arrives “smashed or torn”, the airline usually will pay for repair. In the event the bag cannot be fixed, the airline typically will negotiate payment for the depreciation that has occurred. It is the same with items inside your suitcase that were damaged, although if an item is particularly fragile, or was not adequately packed, the airline may have an argument to decline payment. Sometimes, an airline will ask that you sign a statement by which you are agreeing to check-in your baggage at your own risk; however, this does not immunize the airline from damage caused by its own negligence--which can be seen from external damage to the suitcase or item.

Photo credit: Vlad Teodor

CONSUMER GUIDE TO AIR TRAVEL The DOT has a very informative brochure available online that addresses a multitude of questions about consumers and air travel. Topics include air fares, baggage, health, safety, security, as well as delayed and canceled flights. Go online to: www.transportation.govairconsumer/fly-rights

About the author: Ron Sokol has been a practicing attorney for over 30 years, and has also served many times as a judge pro tem, mediator, and arbitrator. It is important to keep in mind that this column presents a summary of the law, and is not to be treated or considered legal advice, let alone a substitute for actual consultation with a qualified professional.

Revocable Transfer on Death (TOD) Deed By David Sarazen, Contributing Columnist

California now allows the use of a Revocable Transfer on Death (TOD) Deed as a simple means of transferring real property on death, without the need for a formal probate. These transfer Deeds work like a Pay-On-Death (POD) bank account. The beneficiary named on the Deed gets the house. Simple! And just like a POD bank account, during your lifetime you retain full control of the property and can change your mind at any time. The beneficiaries have no vested interest until you die, and the execution and recording of a Revocable TOD Deed does not trigger a change of ownership for property tax purposes. These Revocable TOD Deeds are a simple way to avoid probate without having to set up a living trust or to add someone, such as a child, as a joint tenant.

What Could Go Wrong? Well, first off, the transferor must have contractual capacity to execute a Revocable TOD Deed, which is a higher standard than testamentary capacity. Think of it like this: can the transferor read and understand a real estate sales agreement? That’s contractual capacity. Conversely, giving your real estate away using a handwritten holographic will is considered testamentary capacity. There’s a big difference, and if the Revocable TOD Deed is challenged after you die, your estate will more than likely end up in probate--just what you wanted to avoid!

Caveats and Limitations Well, you didn’t think it was THAT simple, did you? Here are just a few ca-

Photo credit: Alexander Raths

veats, limitations, and areas of potential liability you, and your beneficiary, need to consider:

beneficiary must be identified • byEachname, and all named beneficiaries take in equal shares as tenants in common. Further, if one beneficiary dies before the transferor, that deceased beneficiary’s interest lapses. The “Anti-Lapse” laws do not apply, meaning the children of the deceased beneficiary do not take. The remaining beneficiaries share the deceased beneficiary’s interest. This is what we lawyers call “Per Capita” distribution.

A Revocable TOD Deed must be re• corded on or before 60 days from the date of execution.

A Revocable TOD Deed will not • transfer property held in joint tenancy or as community property with right of survivorship. Also, a surviving spouse may have rights against the

named beneficiary of a Revocable TOD Deed, if the property subject to transfer is community property and the spouse did not consent.

must give notice • toThethebeneficiary Department of Health Care

Service, if the transferor or the transferor’s predeceased spouse was a recipient of Medi-Cal. And yes, Medi-Cal can place a lien against the property if money is owed.

Just like a Quitclaim Deed, the ben• eficiary takes the property without

warranty of title, meaning that if there are any liens against the property, those must be paid. Further, the beneficiary is personally liable for any unsecured debts, such as credit cards, that could have been asserted against the transferor’s equity in the property.

A Revocable TOD Deed can be • contested only after the transferor’s

death. Grounds for contesting a Revocable TOD Deed include fraud, undue influence, duress, mistake, or other factors that would invalidate the transfer, such as not having the Deed recorded within 60 days of execution.

The Take Away If you have a small estate, say a single-family home or condo, have no debt, and your house is paid off, a Revocable TOD Deed may work for you. Just be very careful in completing the Deed, and make sure you understand all the caveats, restrictions, and limitations. About the author: David Sarazen is an attorney with a practice concentrated on Trusts & Estates, Probate, and Real Estate matters. He can be reached directly at (310) 972-0241. You can also view his website at www.DavidSarazen.com for additional articles.

JUST FOR FUN


Number Square

New!

NUMBER SQUARE INSTRUCTIONS: Enter the remaining numbers from 1-9 once in each of the empty squares to complete the sums correctly. Perform calculations from left to right and top to bottom, not in strict mathematical order.

x

-

-

-

-

x

x

+ 1

2

+ x

270

x

-1

3

Word Search WORD SEARCH INSTRUCTIONS: The classic word search puzzle: find all the words in the grid. Words may be placed horizontally, vertically or diagonally, and in either a forwards or backwards direction.

Cities In Texas I

A

T W M

M

J

P

S

I

A G A

L

V

S

T

E

R R

L

C A

S

L

O D

P

A K

A B

56 -13 Answers can be found on page 15

Are you this month’s lucky winner?

If this is you in the photo, please come down to our offices at 201 North Los Angeles Street, Suite 15 or 17, and pick up your free pair of movie tickets. If you know this month’s lucky winner, please let them know that they have won. Who knows, maybe next month you will be the winner! Thank you! Team ACEBSA

E

S

I

D

L

A N D A

F

R

S

T

O N

O

T

C

E

S

T

O N R

Y O

E

L

L

K W T

T M

P

R M O Q

L

N R W N R

I

Z

A N A N

I

F

L

R O G R O

T

S

H M O P

L

S

R R

E

R

L

L

D B N O

T

G N

I

L

R A

T

T

U

I

A U A U

E

N N R

E

A

P

T

H

X

C

S

L

U

S

P

E O A H C

E

K U W T

F

A

S

T

D

L

G M A K

V

I

H G V

P

S

T

O S

P O A U O

I

B

V

T

U

I

N R A

U D N M E L

IS THIS YOU?

Page 13

R R

T

V

V

S Q U

C O

T

U

I

T

E

L

L

A B R N

GALVESTON

AUSTIN

HOUSTON

BEAUMONT

CARROLLTON COTULLA DALLAS

DENISON EL PASO

FORT WORTH

A

B A N G E M C

AMARILLO

ARLINGTON

S

T W O U J

GRAPEVINE LUBBOCK

MESQUITE MIDLAND MISSION

PASADENA

SAN ANTONIO TERRELL

Answers can be found on page 15

CONGRATULATIONS TO OUR WINNERS! By N. Cadena and S. Amponsah

December’s El Pueblo Quiz Winners ___________________ Through a random drawing of the names of members who submitted the correct/ acceptable answer to the December 2017 El Pueblo Quiz Question #1 (Answers: A = 3, B = 2, C = 0, D = 4, E = 1, F = 5), the winners are: Janice Louie; Carl Paneno; Carmine Sasso; and Daniela Zaccaro! Congratulations Janice, Carl, Carmine and Daniela!! Congratulations are also in order to the following members who submitted the correct answers to Quiz Question #1: Charles Adams; Sam Aloway; Ernesto Allen; Dominic Buenaventura; Sharon Chow; Richard Doris; John Feller; Hugh Lee; May Ma; Jeffrey Nelson; David Phipps; Gail Staugaard; William Tilley; and Tommy Wong!!

For the December 2017 El Pueblo Quiz Question #2 (Answer: Brown), the winners are: Ernesto Allen; John Feller; Kenya Wiley; and Tommy Wong! Congratulations Ernesto, John, Kenya and Tommy!!

Other Random Drawings ___________________

Congratulations are also in order to the following members who submitted the correct answer to Quiz Question #2: Dominic Buenaventura; Richard Doris; Janice Louie; May Ma; Carl Paneno; and Gail Staugaard!!

Updating your E-mail Address with ACEBSA _________________

Thank you ACEBSA members for your participation and involvement in this fun activity! Submit the correct answer(s) to the El Pueblo Quiz Questions in this issue of El Pueblo for a chance to win 2 AMC Movie Tickets (now, 8 sets per month)!!! ACEBSA members, best of luck in solving the January 2018 Quiz Questions!!

Through a random drawing, on the 5th of each month, a maximum of two (2) sets of movie tickets will be given to two (2) lucky winners from each of the following categories:

If you would like a chance to win some great prizes, please update your email address with us at [email protected].

Winners for Liking ACEBSA on Facebook _________________ Maurice K. Dawkins and Christine Guymon are the December winners for Liking the ACEBSA page on Facebook at Facebook.com/ACEBSALA. Congratulations Maurice and Christine!! Like us on Face-

book and we will automatically enter your name in a random drawing for a variety of awesome prizes!

Winners for Online Purchases _________________ The December winners for “Online Purchases” at www.acebsa.org are: Peggy Buck and Jose Leyba!! Congratulations Peggy and Jose!! Thank you for your purchases ACEBSA members! Lucky winners, please call us at (213) 485-2485, or email us at [email protected]!!

IMPORTANT NOTICE:

Movie tickets must be claimed by a winner within 30 days, by contacting us at: [email protected]. We would be happy to either mail the Movie tickets to you, via the USPS, or you may pick them up at ACEBSA’s Suite 17 Office, in the L.A. Mall, within the 30-day period. We look forward to your e-mail or visit!

Congratulations to all Winners. Thank You ACEBSA Members!

MEMBERS

Page 14

In Honor and Remembrance Member Name Status Department

Charlie Williams Retired Dennis O. Quilliam Retired Victor Mirzaie Retired Elaine E. Staniec Retired Retired George L. Fanning Richard T. Cooper Retired David S. Cunningham Retired Kenneth G. Spiker Retired Retired Lawrence F. Floyd Retired Stephen P. O’Hare Regina D. Wiltz Robles Active Magdaleno P. Ruvalcaba Active Jim Tatsumi Tamura Active Retired Richard Dennis Socie Deborah H. Wesson Retired Adriana Lopez Retired Manzanero Retired Lorraine C. Leach Sandra F. Brown Retired Daniel T. Yang Retired Retired Leon A. Mikulchik Kazunobu Okada Retired Gilbert J. Luna Retired Carlos Frias Active Active Willie Hunt Retired Ernest Hardin John L. Reed Retired Leon Thomasian Retired D. L. Bass Retired Retired Alfonso Garcia Retired Joseph Vidnic Retired Philip Jacobs Retired Ei G. Takagi Active Richard Cantu Retired Gus Chapple Source: LACERS

Years Date of Service of Death

Airports Airports Airports Airports Airports Building & Safety Council Council Cultural Affairs El Pueblo General Services General Services General Services General Services Housing

26 39 7 30 17 11 13 28 28 18 41 10 12 17 34

11/1 /2017 11/19/2017 11/27/2017 10/22/2017 11/18/2017 11/9 /2017 11/15/2017 11/6 /2017 11/10/2017 10/27/2017 11/25/2017 10/29/2017 9 /30/2017 10/16/2017 11/8 /2017

Housing LAPD Library Personnel PW - Contract Adm. PW - Engineering PW - Engineering PW - Sanitation PW - Sanitation PW - Sanitation PW - Sanitation PW - St. Lighting PW - St. Maintenance PW - St. Maintenance PW - St. Maintenance Recreation & Parks Recreation & Parks Transportation Transportation

10 31 23 12 24 31 32 11 34 32 26 32 33 36 30 29 6 25 25

10/29/2017 11/22/2017 10/1 /2017 11/19/2017 11/4 /2017 11/3 /2017 10/25/2017 10/31/2017 11/4 /2017 11/3 /2017 5 /24/2017 11/19/2017 10/31/2017 11/17/2017 10/20/2017 11/13/2017 11/4 /2017 11/23/2017 10/29/2017

Name Member Month Status of Death

Luna, Gilbert Marcelin, Alexander Mikulchik, Leon Okada, Kazunobu Pierre, Cleo Presley, Nathaniel Reed, John Sanchez, Anthony Thomasian, Leon Source: LACERS

Deceased Deceased Deceased Deceased Deceased Deceased Deceased Deceased Deceased

November 2017 November 2017 November 2017 November 2017 November 2017 November 2017 November 2017 November 2017 November 2017

Retirements Department

Years Position

Airports Banales, Maria A. Berkowitz, Jay Brahms, Bryan Enriquez, Laura Morones, Ralph Park, Jae H. Building & Safety Maclean, David Sindayen, Angel City Planning Hoo, Karen EWDD Gonzalez, Edith Fire - Civilian Austria, Ariel Espinoza, Lynne Kawada Mack, Jenny Myung, Sunmi GSD - Bldg. Fac Mgmt. Scranton, Wayne Morimoto, Mike GSD - Bldg. Svcs. Carter, Leonard GSD - Fleet Services Akins, Harvey

17 32 14 19 44 30 30 34 34 28 19 13 20 31 30 11 29 23

Custodian Photographer Management Analyst Custodian Airport Manager Sign Painter PR Inspector Sr Build Mech Inspectr City Planner Admin Clerk Sr Accountant Sr Admin Clerk Sr Admin Clerk Systems Analyst Sr Custodian Custodian Roofer Automotive Supervisor


Retirements Continued Department

Correa, Salvador Saguanpong, Surapol Harbor Kuykendall, Michael ITA Aune, Robert Floyd, Donald Ryan, David P. Takahashi, Marian Yen, Shan LA Housing Department. Diaz, Ronald Louie, Frances Library Van Wyk, Lynda Perez, Alicia Solis, Lilia Mayor’s Office Long, Kathryn Mc Osker, Timothy Office of Finance Romero, Carlos Personnel Brown, Dolores Wilson, Daniel Police - Civilian Bomer, David Butler, Zannie Moore, Hiawatha Nunez, Mary Palomino, Victor Salcedo, Leonard Taylor, Mary Telles, David PW - Solid Resource Cuellar, Robert PW - Contract Admin Haas, James Joseph PW - Engineering Amin, Mahendra Tong, Dung Wong, Sam Yip, Willis PW - General Office Prieto, Martha PW - Resurf & Reconstr Brosius, James Nicholson, William PW - Sanitation Goldfield, Tatyana Huang, Lee Martinez, Leo Oskierko, Charles Rehberg, Robert Vincent, Lance PW - Solid Resource Cunningham, Steven Martinez, Mario PW - Special Proj Dobashi, Mark PW - St. Improvement Chan, Ferdinand PW -Solid Resource Quemada, Jeff Recreation and Parks Calcaterra, Mark Castro, Raymond Hermosillo, Shirley Salazar, Hector Sandoval, Juan Trama, Lydia Transportation Bivens, Mark Brooks, Durward Del Valle, Belkis Thompson, Alan

Years Position

30 Automotive Supervisor 18 Garage Attendant 27 Equip Operator 31 Commun Electrician Supv 21 Commun Info Rep 38 Sr Commun Elect Supv 32 Systems Programmer 30 Programmer/Analyst 21 Sr Housing Inspector 19 Sr Admin Clerk 9 Admin Clerk 1 Messenger Clerk 35 Management Analyst 0.7 Mayoral Aide 10 Chief Of Staff Mayor 27 Tax Compliance Officer 18 Admin Clerk 10 Pr Workers Comp Analyst 22 Municipal Police Sergeant 37 Admin Clerk 16 Admin Clerk 30 Police Service Rep 20 Systems Analyst 18 Polygraph Examiner 22 Management Analyst 31 Management Analyst 27 Ref Coll Truck Opr / Oneman 32 Sr Constr Inspector 34 Civil Eng Associate 33 Mech Engr Assoc 22 Sr Real Estate Officer 25 Architect 33 Sr Admin Clerk 31 Street Svcs Supv 27 Equip Operator 31 Envr Engr Assoc 32 W/Wtr Trmt Lab Mgr 35 Asst Dir Bur Sanitation 12 Ref Coll Truck Opr / Oneman 28 Ref Coll Truck Opr / Oneman 32 Sanitation Wastewater Manager 34 Ref Coll Truck Opr / Oneman 33 Ref Coll Truck Opr / Oneman 14 Plumber 30 Civil Engineer 30 Ref Coll Truck Opr / Oneman 30 Park Ranger 29 Gardener Caretaker 33 Sr Admin Clerk 33 Rec Facility Director 5 Special Prog Asst 8 Recreation Asst. 33 Sr Traf Supv 31 Traf Officer 30 Sr Mgmt Analyst 32 Sr Traf Supv

Congratulations New Retirees!!!

CLASSIFIEDS/MEMBERS


Page 15

Free ACEBSA Member Want Ads

ACEBSA members may place a free want ad by: Faxing your ad to (213) 621-8832; OR E-mailing your ad to [email protected]; OR Stopping by our office to fill out a “Free Want Ad Request Form”. Ads may be up to 40 words long, and are due by the 5th of the month. Free Classified Ads must be used for the sale/rent of private item(s); advertisements for commercial services will not be published. Please include your full name (so we can verify your membership) and your contact phone number. Ads submitted without the first and last name of member will not be published. One ad per month, per member. Ads run for up to 3 months. Ads are subject to editing. Only advertisements with first and last names will be accepted for publication in El Pueblo. Please note that the deadline for submitting ALL Ads is the 5th of the month, by 4:00 P.M. Disclaimer: El Pueblo and ACEBSA neither endorses, nor makes any guarantee regarding the quality of goods or the accuracy of the claims made by the advertisers appearing below. Please take normal precautions when conducting business with any advertiser.

House/Timeshares FOR RENT – Lovely 4-unit apartment in Los Angeles--near Leimert Park. 1 bedroom, 1 bath, kitchen, living room, dining room, 1-car garage. Newly painted, hardwood floors, remodeled kitchen, bath w/ new fixtures/new windows. Very quiet, near public transportation. Contact Ira Frierson at: (310) 9943682. (11/17)

Miscellaneous FOR SALE – Craftman Self-Propelled Lawn Mower. Brand new and comes equipped w/a Briggs & Stratton engine. Engine Model 100000 675exiSeries 725exiseries. Asking: $250. Contact Rosalyn E. Clark at: 323-243-5820. (11/17)

from 14ft to 32ft, all heavy duty. If interested, Contact: Donald McAdams at: 818-445-6180. (11/17)

NEW! Land for Sale FOR SALE – BY OWNER – 2.5 acres of land in Bakersfield, CA. Price: $49,500 – CASH. Assessor’s Tax ID #476-140-01-00-3, Kern County Treasurer Office, 1115 Truxton Avenue – 2nd Floor, Bakersfield, CA 93301 (661-8625022). Contact: Lee C. Lewis at 318-635-0717. (10/17)

PLACE YOUR AD HERE

Happy New Year!

How did you do? Answers for puzzles on page 13 Answer to Number Square

3

2

-

-

4

-

5

x

x

9 270

+

1

x

-

7

-1

2

-

6

+

x

8

3

56

-13

Answer to Word Search I

A

T W M

M

J

P

S

I

A G A

L

V

E

S

T

O N R

Y O

S

T

E

R R

E

L

L

K W T

T M

L

C A

S

P

R M O Q

L

N R W N R

L

O D

P

I

Z

A K

A B

E

S

I

D

L

A N A N

A N D A

F

R

S

T

O

T

C

O N

I

F

L

R O G R O

T

S

H M O P

L

S

R R

E

R

L

L

D B N O

T

G N

I

L

R A

T

T

U

I

A U A U

E

N N R

E

A

P

T

H

X

C

K U W T

S

L

U

S

P

E O A H C

E

F

A

S

T

D

L

G M A K

V

I

H G V

P

S

T

O S

P O A U O

I

B

V

T

U

I

N R A

U D N M E L

FOR SALE – 5 Different Extension Ladders, good condition; sizes

x

R R

T

V

V

S Q U

C O

T

U

S

A

B A N G E M C I

T

E

L

L

A B R N

T W O U J

New Members By C. Perry and L. Baca

Abrahms, S. D. Alvarado, P. S. Aragon, M. Axume, N. Barrios, M. Bolan, C. R. Campbell, V. Carpena, J. Ceballos, S. Cerritos, F. Cervantes, J. L. Chamu, W. Cheatam, S. R. Clayborn, C. Cole, M. J. Esteves, J. J. Fuchigami, S. Garcia, A. D. Gay, M. E. Gibbons, W. D. Graham, V. N. Harang , A. A. Hernandez, C. Hoare, A. H. Jimenez, L.

Jones, S. M. Karagoza, V. W. Lebron Moreno, D. I. Loera, L. A. Lopez, C. Lopez, W. S. Lopez De Leon, J. C. Marasaign, N. J. O. Martin, N. A. Martinez, E. L. Mendoza, J. M. Minor, S. C. Ngo, A. Olivares, J. P. Oskierko, R. J. Perez, R. E. Pojoy, M. Poli, M. O. Porter, S. C. Quintanilla, J. Redmond, V. S. Renteria, C. Roches, W. Ross, V. Salazar, J.

Sandoval, S. Sandoval, S. A. Santizo, E. G. Sarkis, M. A. Suchecki, J. J. Uribe, M. Valdes, R. R. Valdez, E. P. M. Villalobos, G. Balbaneda, E. M. Barnes, V. Barron, S. A. Beserra, R. Carter, C. A. Casupan, F. Corona, B. Frias, D. Gomez, E. H. Gonzales, E. Good Jr., L. W. Graham, L. Y. Gutierrez, J. L. Holmberg, S. L. Huff, G. R. Jordan, M. T.

Mangiliman, P. Melendez, J. D. Muhammed, S. Nevarez, T. Ong, L. Pate, B. Penter, R. S. Roberts, C. Rodriguez, J. Sage, S. Schiavoni, R. A. Senar, R. M. Singh, L. E. Smith, M. J. South-Mayfield, P. Vandiver, C. Vaughn, M. Vieira, G. L. Wong, M. Altamirano, T. G. Alvarez De La Cruz, H. V. Arroyo, A. A. Beckstrom, B. Bedolla Rivas, L. Blanco, D.

Congratulations New Members!!!

Free Interview Classes! ACE YOUR NEXT JOB INTERVIEW!

Practice and prepare for your next City exam or departmental interview. Contact Retired Senior Personnel Analyst Bob Cutler

at (310) 542-5424 or at [email protected]

Bonilla, C. D. Bowler, D. P. Butler, D. D. Casillas, A. Collins Quintero, A. Cook Harvey, S. E. DelCampo, P. Dominguez, A. S. Ellsworth, B. J. Enriquez, H. B. Godinez, F. R. Gonzalez, A. Gonzalez, D. Gonzalez Serrano, K. Guerra, F. K. Hansen, M. E. Herrera, B. Hipolito, S. Janacua Cortez, D. E. Knox, R. R. Lee, C. Martinez, I. S. McDaniels, D. T. Meaglia, B. G. Melendez, J. J.

Paracuelles, S. E. Penson, T. Petitt, I. Prieto, A.J. Robles, O. D. Rogers, D. T. Rogers, G. Starr, M. A. Torres, E. Trotter, M. K. Woolfolk, A. L. Acero, J. Drax, J. Esparza, R. Garcia, M. A. Jenkins, D. R. Nikon, W. Paniagua, C. San Agustin, A. V. Zuniga, Y.

IMPORTANT NOTICE--IMPORTANT NOTICE-ARE YOU RETIRING SOON?

ACEBSA members, once you have finalized your retirement plans--and have a retirement date, please let us know so that we can provide you with a “special” Retirement Gift!

Please call us at: 213/485-2485, or e-mail us at: [email protected] to claim your Gift. IMPORTANT: If you have an insurance policy, an investment product, or a legal service plan, for example, please contact your “local” insurance, investment, or legal service representative(s) to inform them of your retirement date, as well. All the best to you in your retirement and future endeavors! Thank you! Team ACEBSA 213/485-2485 - 8 a.m. - 4:30 p.m. • [email protected]


LOS ANGELES FEDERAL CREDIT UNION

ew r . ea

Y

ew . g n i av

Page 16

• Emergency Savings Accounts • 1.49% Vehicle Loans • 7.99% Visa Cards APR*

APR**

S

APPLY at www.LAFCU.org or (877) MY LAFCU LAFCU membership is open to all eligible Southern California residents.

Socialize with us:

/LAFCUfanpage

/LAFCU

/LAFCUmktg

@LAFCU

*Annual Percentage Rate: As of 12/1/17, the approximate payment per $1,000 borrowed is about $22 monthly for a new or used vehicle at 1.49% APR for 48 months, or $15 monthly for a new or used vehicle at 3.25% APR for 72 months, a credit score of 750 and above with 100% financing. The 48-month example includes getting a vehicle from LAFCU’s vehicle buying service. No other discounts can be used with the 1.49% APR rate. Ask us for details. **Annual Percentage Rate. All cards have no annual fee, and the Variable APR rates range from 7.99% to 18.00%. All credit lines, rates, terms and conditions are subject to normal credit-granting criteria and are subject to change without notice. Other conditions may apply. You must be a member of LAFCU to obtain credit.

HOW WOULD YOU LIKE TO WIN FREE STUFF?

You could win by participating in:

There is Something for Everyone at the ACEBSA Store!!!

• The El Pueblo Quiz (Pg.1) • Liking us on Facebook (Pg. 8) • Is This You? (Pg.13) • Updating your E-mail (Pg.13)

City of L.A. Lanyard

City of L.A. Men’s Shirts

Travel Mug

Assorted Colored City of L.A. Hats

Visit us at: www.ACEBSA .org! 201 North Los Angeles St., Suites 15 & 17, Los Angeles, CA 90012 • (213) 485-2485