STUDENT FUNDING IN THE UK: POST-DEVOLUTION SCOTLAND ...

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'Scotland is the only country in the UK to ensure young people … can go to ... Figure 1: Annual spending power: away f
STUDENT FUNDING IN THE UK: POST-DEVOLUTION SCOTLAND IN A UK CONTEXT Lucy Hunter Blackburn BERA 2015

grant

Max total living cost support (away)

Income threshold for max support

Income threshold for any form of grant

£

£

£

£

3,387

7,434

25,000

42,620

3,475

6,428

19,203

41,065

Max

England Northern Ireland

Scotland:

Young

1,875

Mature

875

Wales

5,161

7,625

18,999

33,999

7,957

18,370

50,021

Fee liability and funding

Up to £9,000, all as loan In country: £3,805, all as loan Elsewhere in UK: up to £9,000, all as loan

In country: £1820, fully cash funded by government Elsewhere in UK: up to £9,000, all as loan Up to £9,000: first £3,810 as loan; remainder fully funded by fee grant

‘Scotland is the only country in the UK to ensure young people … can go to university based on ability, not the ability to pay’ Michael Russell MSP, then Cabinet Secretary for Education, August 2014

“Access to education based on the ability to learn rather than the ability to pay is one of the oldest and most cherished public policy principles in Scotland.” Nicola Sturgeon MSP, in opposition, July 2006

“The amazing thing about free tuition fees is that no matter what your family background, you can go to university and not have to worry about finding the money … Compare [the system in England] to up here where some of my friends from my football club just wouldn’t be able to go to university if they had to pay”.

Yes Scotland website and household leaflet2014 “… on independence, Scottish domiciled students will continue to have free access to higher education. This guarantee will save Scottish students up to £9,000 a year compared with the cost of studying in England. Free education for those able to benefit from it is a core part of Scotland's educational tradition and the values that underpin our educational system.”

Scotland’s Future, White Paper on Scottish independence, 2013

Figure 1: Annual spending power: away from home 2015-16 9000 Scotland

7000

Wales

6000 England

5000 Northern Ireland

4000

Household income (£)

64000

60000

56000

52000

48000

44000

40000

36000

32000

28000

24000

20000

16000

12000

8000

4000

3000

0

Total grant plus loan (£)

8000

Figure 2: Student away from home 2015-16: annual expected borrowing 16000

12000 10000 England 8000

Northern Ireland Scotland (Young)

6000

Scotland (Mature) Wales

4000 2000

65000

60000

55000

50000

45000

40000

35000

30000

25000

20000

15000

10000

5000

0

0

Annual expected borrowing (£)

14000

Figure 3: Degree-length debt

50000 45000 40000

30000 England 25000 Northern Ireland 20000 Scotland (Young) 15000 Scotland (Mature)

10000

Wales

5000

65000

60000

55000

50000

45000

40000

35000

30000

25000

20000

15000

10000

5000

0

0

Total borrowing (£)

35000