Cost of negative interest rates (excluding FX swaps). (4'148.7). (4'447.3). (298.6). -6.7%. (1'969.5) ... Saving Account
12 months ended 31 December CHF'000 Net Fee & Commission Income Interest Income, net eForex Income, net Trading Income, net Operating Revenues Unrealised Fair Value Cost of negative interest rates (excluding FX swaps) Net Revenues
2016
2015
Comparison with Previous Half Year H1-2016
Change
69'543.2
66'635.3
2'907.9
4.4%
34'849.1
34'694.2
154.9
15'450.4 52'821.7 16'821.9
14'694.4 54'014.7 16'358.2
756.0 (1'193.0) 463.7
5.1% -2.2% 2.8%
7'813.2 24'797.2 9'449.9
7'637.2 28'024.4 7'372.0
176.0 (3'227.2) 2'077.9
2.3% -11.5% 28.2%
154'637.2
151'702.6
2'934.6
1.9%
76'909.4
77'727.8
(818.4)
-1.1%
390.4
61.6%
(103.8)
(139.4)
35.6
25.5%
(298.6)
-6.7%
(1'969.5)
(2'179.2)
(209.7)
-9.6%
(243.2)
(633.6)
(4'148.7)
(4'447.3)
Change
Change [%]
H2-2016
Change [%] 0.4%
150'245.3
146'621.7
3'623.6
2.5%
74'836.1
75'409.2
(573.1)
-0.8%
(57'047.7) (33'572.9) (16'745.6) (19'669.0)
(57'442.7) (30'261.3) (15'631.8) (18'748.0)
(395.0) 3'311.6 1'113.8 921.0
-0.7% 10.9% 7.1% 4.9%
(28'624.4) (16'967.1) (8'513.9) (10'078.6)
(28'423.3) (16'605.8) (8'231.7) (9'590.4)
201.1 361.3 282.2 488.2
0.7% 2.2% 3.4% 5.1%
(127'035.2)
(122'083.8)
4'951.4
4.1%
(64'184.0)
(62'851.2)
1'332.8
2.1%
Pre-tax Profit
23'210.1
24'537.9
(1'327.8)
-5.4%
10'652.1
12'558.0
(1'905.9)
-15.2%
Income Taxes One-offs items Net Profit / (Loss) Pre-tax Profit Margin [%] Net Profit Margin [%]
(2'457.6) -
(4'043.7) (18'419.0)
(1'586.1) 18'419.0
-39.2% -100.0%
(1'020.8) -
(1'436.8) -
(416.0) -
-29.0% -
20'752.5
2'075.2
18'677.3
900.0%
9'631.3
11'121.2
(1'489.9)
-13.4%
Payroll & Related Expenses Other Operating Expenses Depreciation Marketing Expenses Expenses
Trading Accounts Saving Accounts eForex Accounts ePrivate Banking Accounts Total Number of Accounts (units) Trading Assets Saving Assets eForex Assets ePrivate Banking Assets Total Assets under Custody (CHF m) Total Client Assets (CHF m) Total Net New Monies (CHF m)1 eForex Volume (USD bn) Total Equity (CHF m) Common Equity Tier 1 ratio (%) Total Headcounts / Average Headcounts (FTE) (1)
15.4% 13.8%
16.7% 1.4%
31.12.2016
31.12.2015
Change
Change [%]
14.2% 12.9%
16.7% 14.7%
31.12.2016
30.06.2016
Change
Change [%]
236'118 32'884 32'221 1'552
171'170 32'542 26'246 1'369
64'948 342 5'975 183
37.9% 1.1% 22.8% 13.4%
236'118 32'884 32'221 1'552
236'761 33'222 28'769 1'439
(643) (338) 3'452 113
-0.3% -1.0% 12.0% 7.9%
302'775
231'327
71'448
30.9%
302'775
300'191
2'584
0.9%
16'773.9 758.1 226.1 105.4
10'952.6 762.9 210.6 65.8
5'821.3 (4.8) 15.5 39.6
53.1% -0.6% 7.4% 60.2%
16'773.9 758.1 226.1 105.4
15'003.9 768.0 196.9 87.7
1'770.0 (9.9) 29.2 17.7
11.8% -1.3% 14.8% 20.2%
17'863.5
11'991.9
5'871.6
49.0%
17'863.5
16'056.5
1'807.0
11.3%
18'557.4
11'991.9
6'565.4
54.7%
18'557.4
16'710.6
1'846.7
6'072.8 807.3 280.8 24.5% 550 / 537
1'227.5 873.6 267.7 22.0% 524 / 528
4'845.3 (66.3) 13.1 2.7% 26 / 9
856.1 434.2 280.8 24.5% 550 / 545
5'216.7 373.1 267.2 21.2% 540 / 532
(4'360.6) 61.1 13.6 3.5% 10 / 13
394.7% -7.6% 4.9% 12.2% 5.0% / 1.7%
Net new monies are calculated and reported in accordance with guidelines issued by FINMA concerning accouning standards for banks and are based on Client Assets.
