VSoft's Iris Omnichannel Banking Platform

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... internet banking and mobile banking across multiple devices, a single set of business ... Utilizes different channel
VSoft’s Iris Omnichannel Banking Platform VSoft’s Iris Omnichannel Banking Platform is a web-based solution for bank customers to access their bank accounts and perform financial and non-financial transactions online and in real time anytime and from any place.

Key Characteristics •

A single platform for online or internet banking and mobile banking across multiple devices, a single set of business rules, login credentials and authentication process across all channels provides consumers a uniform experience across all channels and enables banks to implement the solution quickly and smoothly.



Multilingual support facilitates faster adoption of the solution and provides personalised service to consumers.



Since it is offered on a hosted and secured environment, customers can transact with peace of mind and banks can offer the service without the overheads of infrastructure setup, personnel management and other capital expenditures.

Responsive Design Features •

Based on the form factor of the device screen the solution the user interface adjusts itself for optimal user experience



Server side components (RESS) in conjunction with client side components (CSS) produce faster loading sites for access over cellular networks and also deliver rich functionality and usability.

Security Features •

Multi- factor authentication to identify access requests - login credentials, one-time password (OTP) to registered mobile, security question in case of change of access point.



Automatic user account locking if user tries to login with wrong credentials consecutive times with facility to generate new password online.



HTTPS communications protocol for secure transmission over the internet. SSL/TLS 1.0 128 bit encryption of customer data and all online activity.



Password storage in encrypted form using Rijndael 192 bit cipher. Contains perfect forward security (PSF) to ensure encryption is done using unique session key.



Xframe check to prevent CSRF attacks, includes content security policy (CSP), encrypted Cookies to protect session information, contains OCSP (Online certificate status protocol) for checking the revocation status of X.509 certificates.

Advanced Analytics •

Utilizes different channel analytics techniques to capture the intent behind interactions across channels.



Utilizes operational intelligence to get visibility and insight into data and business operations. It includes real time monitoring, real time situation detection, real time dashboards and correlation of events.

VSoft Technologies

+91 40 44775777

www.vsoft.co.in

FUNCTIONAL ARCHITECTURE Omnichannel Devices Laptop

Tablet

Mobile

Security Layer Communication Protocol HTTPS IPV6

Login Encryption SSL/TLS 128 bit (Data) Virtual Keyboard RIJNDAEL 192 bit (Password) Password Policy MFA

OWASP Guidelines Cross Site Scripting Prevention Cross Site Tracing Prevention Cross Site Request Forgery Prevention Cookies & Session Management Audit Trails Man in the Middle (MITM) Attack Prevention

Functional Layer Account Information IMPS USSD SMS Banking Funds Transfer

Transaction Search Customer Profile Customer Service User Management RDC

Cheque images Bill payments Online account opening Location based Branch/ATM Finder Multilingual capability

Personal Financial Management Tax Management Marketing and Branding Alerts Setup Video Chatting

Analytics Layer

Presentation Layer

Personalization

Business Intelligence

Database Interfaces Core Banking

Personalized Ads

Reward Points

VSoft Technologies

+91 40 44775777

www.vsoft.co.in