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Capital Specialist Rates - Better Mortgage Management - bettermm ...
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Capital Specialist Rates - Better Mortgage Management - bettermm ...
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Debt consolidation (including ATO debts + Accountants Debt). ⢠1 year ABN (registered for GST where required). ⢠Any
Capital Specialist Rates Effective from 30 October 2018
Capital Specialist Uber LVR Full Doc Up to 60% LVR 4.84% 60% to 70% LVR 5.04% 70% to 80% LVR 5.29%
I/O 5.19% 5.39% 5.64%
*Risk Fee 0.50% of loan 0.50% of loan 0.50% of loan
Alt Doc 4.94% 5.14% 5.39%
I/O 5.29% 5.49% 5.74%
*Risk Fee 0.50% of loan 0.50% of loan 0.75% of loan
Commission 0.60% upfront 0.15% trail 0.60% upfront 0.15% trail 0.60% upfront 0.15% trail
Current Promotion ending 21/12/2018 - Loans over $1M 0.15% loading waivered. NO Settlement Fee
From 30th October 2018 reduction of 0.50% *Risk Fee for all Residential loans.
Alt doc option to supply one of either accountants declaration or last 2 quarters BAS or 6 months trading statements
Full doc option to supply one of either 2 Years full financials or 1 Year Full Financials + 2 most recent BAS
Category 1 & 2 (Assessment is based on suburb/town check)
No Vacant Land or Apartments
No Defaults and Arrears / Late Mortgage repayments
Business Use OK. Tax Debt OK.
Capital Specialist Gold LVR Full Doc Up to 60% LVR 5.39% 60% to 70% LVR 5.54% 70% to 80% LVR 5.74% 80% to 85% LVR 6.89%
I/O 5.74% 5.89% 6.09% 7.24%
*Risk Fee 0.50% of loan 0.50% of loan 0.75% of loan 1.25% of loan
Alt Doc 5.64% 5.79% 5.99% 7.14%
I/O 5.99% 6.14% 6.34% 7.49%
*Risk Fee 0.50% of loan 0.75% of loan 1.00% of loan 1.50% of loan
Commission 0.60% upfront 0.15% trail 0.60% upfront 0.15% trail 0.60% upfront 0.15% trail 0.60% upfront 0.15% trail
Current Promotion ending 21/12/2018 - Loans over $1M 0.25% loading waivered. NO Settlement Fee.
From 30th October 2018 reduction of 0.50% *Risk Fee for all Residential loans.
Unlimited cash out up to 80% LVR (including for business purpose)
Debt consolidation (including ATO debts + Accountants Debt)
1 year ABN (registered for GST where required)
Any number of defaults 3 years OK
Alt doc option to supply one of either accountants declaration or last 2 quarters BAS or 6 months trading statements
Capital Specialist New Start LVR Full Doc Up to 60% LVR 6.99% 60% to 70% LVR 7.29% 70% to 80% LVR 7.59%
I/O 7.34% 7.64% 7.94%
*Risk Fee 0.75% of loan 0.75% of loan 0.75% of loan
Alt Doc 7.24% 7.54% 7.84%
I/O 7.59% 7.89% 8.19%
*Risk Fee 1.00% of loan 1.00% of loan 1.00% of loan
Commission 0.60% upfront 0.15% trail 0.60% upfront 0.15% trail 0.60% upfront 0.15% trail
Current Promotion ending 21/12/2018 - NO Settlement Fee.
From 30th October 2018 reduction of 0.50% *Risk Fee for all Residential loans.
Cash out up to $250K
Debt consolidation (including ATO debts + Accountants Debt)
1 year ABN (registered for GST where required)
Vacant land available with credit impairments (1 acre max, cat 1 only) 1% rate loading
Any number of defaults/judgments are ignored if
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